Authorisation
FCA Authorisation Costs 2026: Current Fees
FCA application fees for 2026 range from £280 to £225,170 by pricing category, plus the wider costs a credible authorisation budget must cover.
8 min read4 Mar 2026
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Showing 1–12 of 14 articles
EnforcementFCA fines £16.8m so far in 2026, up from £12.3m
FCA fines reached £16.8m across 9 cases so far in 2026. A breakdown by year, breach theme and the largest recent penalties, with MEMA's view.
5 min read10 Jul 2026
AuthorisationFCA Authorisation Timeline 2026: What to Realistically Expect
How long FCA authorisation really takes, what drives the gap between a 14-week approval and an 11-month wait, and how preparation shortens it.
15 min read4 Mar 2026
Financial CrimeAML Trigger Events: What They Are and How to Respond
AML trigger events are changes in a customer's circumstances or behaviour that require a CDD review. This guide sets out the UK legal basis, typical triggers, the response steps and SAR and tipping-off points.
5 min read13 Sept 2022
EnforcementFCA Final Notices: What They Are and What They Contain
An FCA final notice records the enforcement action the FCA has taken. This guide explains the process, contents, publication rules, penalty discounts and what firms can learn from published notices.
5 min read4 Jul 2022
Consumer CreditWhat Is Credit Broking? FCA Permissions Explained
Credit broking means introducing people to lenders or hirers, or helping them take out regulated credit. This guide explains the FCA permissions, how to apply and the CONC 2.5 conduct rules.
5 min read27 Jun 2022
AuthorisationHow to Write an FCA Business Plan for Authorisation
The FCA expects a specific, tailored regulatory business plan with every authorisation application. This guide walks through the 13 areas of the FCA sample plan, common weaknesses and timing.
5 min read12 Jun 2022
Governance & SM&CRNavigating Section 166 Skilled Person Reviews: A Guide for Boards and Compliance Leaders
A practical guide to FCA Section 166 skilled-person reviews, covering appointment routes, scope control, evidence quality and remediation governance.
6 min read24 Jul 2026
Investment ManagementSIPP reform: due diligence and asset controls under FCA CP26/20
CP26/20 proposes explicit SIPP due-diligence rules and a Pension Scheme Money and Assets regime. We examine the evidence and operating-model decisions.
7 min read18 Jul 2026
Investment ManagementFRAME reporting: the control decisions behind CP26/26
CP26/26 proposes consolidated fund returns, essential and enhanced reporting tiers, and different reporting lags. This analysis maps the proposal to fund-level data controls.
5 min read17 Jul 2026
EnforcementWhat 10 Years of FCA Fines Data Reveals About Enforcement Trends
What a decade of FCA fines data shows when read as a time series, and the enforcement patterns that matter more than any single headline penalty.
13 min read26 Apr 2026
Regulatory ChangeFinancial Promotions Approval: What You Need to Know
How the FCA's financial promotions rules work under FSMA 2000, and what firms should check before approving or issuing marketing for regulated products.
8 min read28 Aug 2025
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