Free Regulatory Tools
Professional compliance tools to help UK financial services firms stay compliant. Free to use, no registration required.
Get Authorised
Scope your permissions and prepare a credible FCA application.
Will the FCA Authorise Us?
Get an instant readiness verdict for FCA authorisation, tailored to your activity (claims management, payments, consumer credit, investments, insurance or crypto). A 3-minute triage designed by ex-FCA specialists.
- ✓Instant readiness score
- ✓Specific gaps to close
- ✓Tailored to your activity
Regulatory Perimeter Assessment
Discover your FCA regulatory requirements instantly. Interactive assessment mapping activities to permissions, sourcebooks (PRIN, COBS, CONC, MCOB, ICOBS), and compliance artefacts with PERG/RAO guidance.
- ✓PERG/RAO mapping
- ✓Sourcebook explainers
- ✓Artefact templates
FCA Authorisation Readiness Checklist
Track your preparation for an FCA authorisation application. Interactive checklist covering legal entity, key individuals, capital, operations, and business plan requirements.
- ✓45-item checklist
- ✓Progress tracking
- ✓PDF export
FCA Fee Calculator
Calculate your annual FCA regulatory fees instantly. Wizard-style calculator guiding you through firm type selection and tariff data entry.
- ✓Instant calculations
- ✓Pre-defined firm types
- ✓Accurate estimates
Stay Compliant
Evidence your obligations and keep controls audit-ready.
Company Trust Check
Check a UK company before onboarding, paying, supplying or extending credit. Review Companies House status, filings, directors, PSCs, charges and red flags in a PDF-ready evidence report.
- ✓Company status
- ✓Director and PSC checks
- ✓Filing risk flags
SM&CR Navigator
Build your SM&CR framework step-by-step. Identify SMFs, allocate responsibilities, manage certification, and track F&P assessments.
- ✓Six-step wizard
- ✓SMF library
- ✓F&P tracking
Consumer Duty Outcomes Checker
Rapid structured assessment against the four Consumer Duty outcomes with board-ready action plans and evidence requirements.
- ✓Four outcomes assessment
- ✓Board report export
- ✓Evidence tracking
Consumer Duty Board Report Diagnostic
Comprehensive 28-question diagnostic to prepare your annual Consumer Duty board report - covers all seven outcome areas with evidence gap analysis and an action plan.
- ✓Seven outcome areas
- ✓Evidence gap analysis
- ✓Board-ready action plan
Financial Promotions Quick Guidance
Media-neutral pre-clearance aid for financial promotions. Regime-specific rules, prominence requirements, and approval checklists.
- ✓All channels covered
- ✓Product-specific rules
- ✓Prominence guidance
Vulnerability Support Checker
Proportionate adjustments for customers in vulnerable circumstances across different journey steps with FG21/1 alignment.
- ✓Journey-specific prompts
- ✓FCA's 4 drivers
- ✓MI requirements
Financial Crime Assessment
Self-assess your AML/CTF controls against Dear CEO letter themes with RAG scoring and expert recommendations.
- ✓Dear CEO aligned
- ✓RAG scoring
- ✓Expert recommendations
Fix A Regulatory Issue
Benchmark against enforcement data and handle complaints correctly.
Complaints Checker (DISP)
Stay on track with DISP timelines, mandatory letter content, and root-cause analysis. Calculate deadlines and export case files.
- ✓Timeline calculator
- ✓Letter templates
- ✓Root cause tags
FCA Fines Database
Search and analyse 10+ years of FCA enforcement actions. Browse fines, penalties, and regulatory decisions with advanced filtering.
- ✓10+ years of data
- ✓Advanced filters
- ✓Trend analysis
FOS Complaints Database
Financial Ombudsman Service complaints data by firm and sector. Understand complaint volumes, outcomes, and trends.
- ✓FOS case data
- ✓Firm comparisons
- ✓Sector analysis
Need Expert Support?
Our tools are free, but sometimes you need professional guidance. Book a consultation with our regulatory experts.
Book a Free Scoping Call