Free Regulatory Tool

FCA Regulatory Reporting Calendar

Enter your FRN and accounting reference date. We look your firm up on the FCA Register, suggest the RegData returns that are likely to apply, and show period ends and submission deadlines for the next 12 months.

What is FCA RegData?

RegData is the FCA's online system for regulatory reporting. Authorised firms use it to submit returns and notifications, and each firm has a RegData schedule that lists the returns it is expected to submit and the dates they fall due. Which returns appear depends on the firm's permissions, its type and its size, and for some returns on facts such as whether it holds client money or how much revenue it earns.

The rules behind the deadlines sit mainly in the Supervision manual (SUP 16) and in the rules for each sector, such as payments, consumer credit, mortgages and investment firms. Because the schedule is personal to each firm, a generic list of deadlines is never enough on its own. That is why this tool starts from your own Register entry.

How FCA return deadlines are worked out from your ARD

Your accounting reference date (ARD) is the date to which your annual accounts are made up. For many returns the reporting period is counted from it: an annual return covers the 12 months ending on your ARD, a half-yearly return covers six-month periods ending on your ARD and six months later, and a quarterly return covers three-month periods. Some returns ignore the ARD and follow the calendar instead, with quarters ending on 31 March, 30 June, 30 September and 31 December.

The deadline is then counted from the end of each period. Deadlines in business days skip weekends and England and Wales bank holidays, so the same rule gives a different date depending on Easter, Christmas and the other holidays that fall in the window. Deadlines in calendar days or months are counted straight from the period end, and if the result falls on a weekend we say so, because you should plan to submit before it.

Worked example. Take an annual return with a deadline of 30 business days after the period end, for a firm with a 31 March ARD. The period ends on 31 March 2027. Counting 30 business days, and skipping weekends and bank holidays, the return is due on 13 May 2027. The same rule for a firm with a 31 December ARD gives a different date, which is why you need your own ARD to plan. This is an illustration of the arithmetic, not a particular FCA return.

Where a month-end ARD falls in a short month, such as 28 or 29 February, we treat it as the last day of that month. Where we cannot work out a date reliably, for example when a return follows your own RegData schedule, we list it under "Confirm in your RegData schedule" and do not guess.

Common FCA returns, frequencies and deadlines

These are the returns this calendar covers. A deadline is shown only where we have checked it against the FCA rules. Otherwise, confirm it in your RegData schedule.

Firm details, ownership and conduct

Firm details, ownership and conduct returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
REP002Annual controllers report (REP002)	Every firm except those the rules exclude, such as ICVCs. Among payment and e-money firms, only authorised ones are covered. Mutuals and building societies file only if they know of a controller. One group report can be filed for several firms.	Once a year.	4 months after your accounting reference date. If that day is not a business day, it moves to the next business day
REP001Annual close links report (REP001)	Every firm except sole traders and the types of firm the rules exclude. Firms that have chosen to report close link changes monthly do not file it. Among payment and e-money firms, only authorised ones are covered. Unincorporated friendly societies file only if they have close links.	Once a year.	4 months after your accounting reference date. If that day is not a business day, it moves to the next business day
REP025Appointed representatives report for principals (REP025)	Any firm that has at least one appointed representative. You report for each 12 months to your accounting reference date in which you were a principal, even for part of the year. The Register cannot show whether you have appointed representatives, so check your own records.	Once a year.	60 business days after your accounting reference date
REP024Financial promotions approval return (REP024)	Firms with approver permission, meaning permission to approve financial promotions of unauthorised persons. Exempt approvals are not included.	Twice a year.	30 business days after the end of each period
FIRM-DETAILSAnnual firm details confirmation	Every firm authorised under the Financial Services and Markets Act, except the types the rule carves out, such as ICVCs. Payment and e-money institutions are not covered.	Once a year.	Within 60 business days after your accounting reference date
REP008Conduct rules breaches report (REP008)	Firms under the Senior Managers and Certification Regime that took such action in the period. Payment and e-money only firms do not file it. You only file if you have something to report, and no nil return is needed.	Once a year.	Within 2 months of the end of the period, so 31 October, moving to the next business day: Monday 2 November 2026 and Monday 1 November 2027. Limited permission credit firms report by the end of February

Financial crime

Financial crime returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
REP-CRIMFinancial Crime Report (REP-CRIM)	Only firms subject to the Money Laundering Regulations are in scope. Mortgage-only and insurance-only brokers are out, as are credit unions, peer to peer platform operators, authorised professional firms and limited permission only firms. Check your own revenue, permissions and client money position.	Once a year.	60 business days after your accounting reference date
FIN074Economic crime levy return (FIN074)	Firms the FCA supervises under the Money Laundering Regulations. Small firms in scope still file it but pay no levy. Mortgage brokers, general insurance brokers and most credit brokers are not supervised under those Regulations. Check your own status.	Confirm in your RegData schedule	Confirm in your RegData schedule

Financial resilience and accounts

Financial resilience and accounts returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
FIN-AAnnual report and accounts (FIN-A)	MIFIDPRU investment firms, mortgage lenders and administrators, custody and depositary firms, and certain other investment firms. Mortgage and insurance brokers and consumer credit firms are not included. Authorised professional firms are mostly excluded.	Once a year.	80 business days after your accounting reference date
FIN073Financial resilience return (FIN073)	Nearly every FCA firm. Out are firms with only a limited permission, MIFIDPRU investment firms, not for profit debt advice bodies, PRA-authorised firms, firms in supervised run-off and firms that only provide targeted support. Payment institutions, e-money institutions and account information providers are in.	Once a year if you file RMAR Section A and your revenue is £150m or less. Otherwise every 3 months.	30 business days after each reporting date

Complaints

Complaints returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
COMPLAINTS-DISPComplaints return, old format	Most firms covered by the FCA's complaints rules. Firms with only a limited permission are out. Firms with only credit-related permissions and revenue of £5m or less, claims management only firms and funeral plan only firms report once a year instead. Payment and e-money firms use their own return.	Twice a year (every 6 months).	30 business days after the end of each period
CCR-COMPLAINTSConsumer credit complaints return, old format	Firms whose only permissions are credit-related, or operating an electronic system for lending, with revenue from those activities of £5m or less a year. Limited permission firms do not file it and report complaint numbers through CCR007.	Once a year.	30 business days after the end of each period
CMC-COMPLAINTSClaims management complaints return, old format	Firms whose only permission is regulated claims management.	Once a year.	30 business days after the end of each period
FPR-COMPLAINTSFuneral plan complaints return, old format	Firms whose only permission is regulated funeral plan activity.	Once a year.	30 business days after the end of each period
PS-COMPLAINTSPayments and e-money complaints return, old format	Payment institutions, e-money institutions, registered account information service providers and credit institutions that provide payment services or issue e-money. Small payment institutions and small e-money institutions are included.	Once a year.	30 business days after the end of each period
COM001Complaints return from 2027 (COM001)	All FCA-authorised firms that report complaints, including full permission consumer credit firms, payment and e-money firms, claims management firms and funeral plan providers. You report for your own firm only, with no group reporting. Firms with only a limited permission are out and report through CCR007.	Twice a year.	30 business days after the end of each period. The first, for 1 January to 30 June 2027, is due on 11 August 2027

Fees and levies

Fees and levies returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
FEE-TARIFFFee tariff data	Every firm that pays the general levy on a basis other than a flat fee. UK insurers no longer report it to the FCA. If you file RMAR or MLAR Section J, your fee data also goes in that section.	Once a year.	By the end of February. In 2027, 28 February is a Sunday and there is no roll-forward, so send it by Friday 26 February 2027. Late data carries a £250 fee

Retail mediation (RMAR)

Retail mediation (RMAR) returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
RMARRetail Mediation Activities Return (RMAR)	Advice and mediation firms. Mortgage and insurance brokers and funeral plan distributors file it, as do retail investment firms that are not MIFIDPRU firms. MIFIDPRU investment firms file the MIFIDPRU returns instead of Sections A, B and D1. Firms that file the MLAR do not file Sections A and B. PRA-authorised banks and insurers do not file Sections A, B and D1. Your RegData schedule shows which sections apply to your firm.	Twice a year. Four times a year if your annual regulated business revenue is over £5m.; Once a year.; Twice a year, at every revenue level.; Twice a year. Once a year if your annual regulated business revenue is over £5m.	30 business days after the end of each period

Mortgage lenders and home finance

Mortgage lenders and home finance returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
MLARMortgage lenders and administrators return (MLAR)	Mortgage lenders, mortgage administrators and second charge lenders, plus peer to peer platform operators that facilitate home finance. Some sections apply only to firms meeting certain capital conditions. Mortgage brokers do not file it. They file the RMAR.	Every 3 months. The fees and sale and rent back sections are once a year.	20 business days after the end of each period. The two yearly sections are due 30 business days after the period end
PSD001Mortgage product sales data (PSD001)	Mortgage lenders, and peer to peer platform operators that arrange mortgages where the lender needs no permission. Mortgage brokers do not file it. Mortgage performance data (PSD007) is sent by the firm that made or administers the mortgage.	Every 3 months.	20 business days after the end of each quarter. Mortgage performance data (PSD007) is sent twice a year and is due 30 business days after the end of each half year
REP009Buy to let mortgage data (REP009)	Firms that make consumer buy to let loans as lender, or that hold the lender's rights. Brokers do not file it.	Once a year.	30 business days after the end of the year

Investment firms

Investment firms returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
PSD002Retail investment product sales data (PSD002)	Product providers only: insurers, managers of authorised funds, operators of investment trust savings schemes or personal pension schemes, and issuers of structured capital at risk products. Advisers, wealth managers and other intermediaries do not file it. The Register cannot show which type of firm you are, so check your schedule.	Every 3 months.	20 business days after the end of each quarter

MIFIDPRU investment firms

MIFIDPRU investment firms returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
MIFIDPRU reportingMIFIDPRU regulatory reporting (MIF001 to MIF008, FSA029 and FSA030)	All MIFIDPRU investment firms file MIF001 and MIF003. SNI firms also file MIF002 unless they are exempt from the liquidity rules, plus MIF007. Non-SNI firms also file MIF004 and MIF005. MIF006 is only for parents that use the group capital test. Your RegData schedule shows exactly which apply.	Every 3 months.; Once a year.	20 business days after each reporting date (30 business days for consolidated reports); 20 business days after each reporting date; 20 business days after each quarter end; 4 months after your accounting reference date. If that day is not a business day, it moves to the next business day
MIF007MIFIDPRU ICARA questionnaire (MIF007)	All MIFIDPRU investment firms, on an individual basis even if the group does its assessment together.	Confirm in your RegData schedule	Confirm in your RegData schedule

Client money and assets (CASS)

Client money and assets (CASS) returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
CMARClient money and assets return (CMAR)	Firms the FCA classes as medium or large for client money and assets. Medium means client money of £1m to £1bn, or custody assets of £10m to £100bn, in the previous calendar year. Large means above those limits. Small firms do not file it. Insurance client money does not count towards size. The Register cannot show your size, so check your own figures.	Every month.	15 business days after the end of each month
CASS-AUDITClient assets audit report (CASS audit)	Firms that hold client money or custody assets and must have this audit. Firms that hold none are still covered, and the auditor confirms nothing suggests otherwise. Your auditor sends it, not you.	Once a year.	Your auditor must send it within 4 months of the end of the audit period. Confirm the actual date with your auditor

Consumer credit

Consumer credit returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
CCR001Consumer credit data: financial data (CCR001)	Consumer credit firms with full permission. Firms whose only credit permission is running an electronic system for lending are out. So are limited permission firms, and firms that already file a balance sheet, income statement or capital item under another return. A full permission credit broker is not a limited permission firm.	Once a year. Twice a year if your credit revenue is over £5m.	30 business days after the end of each period
CCR002Consumer credit data: volumes (CCR002)	Consumer credit firms with full permission. Limited permission firms do not file it.	Once a year. Twice a year if your credit revenue is over £5m.	30 business days after the end of each period
CCR003Consumer credit data: lenders (CCR003)	Firms that lend under regulated credit agreements, or exercise the lender's rights and duties under them. Credit brokers and debt collectors that do not lend do not file it.	Once a year. Twice a year if your credit revenue is over £5m.	30 business days after the end of each period
CCR006Consumer credit data: debt collection (CCR006)	Firms with permission to collect debts, or to operate an electronic system for lending. Lenders without those permissions do not file it.	Once a year. Twice a year if your credit revenue is over £5m.	30 business days after the end of each period
CCR007Consumer credit data: limited permission firms (CCR007)	Firms with a limited permission. It does not apply to authorised professional firms that are CASS debt management firms, or to not for profit debt advice bodies holding £1m or more of client money, who file other CCR returns. A full permission credit broker is not a limited permission firm. The Register does not show whether your permission is limited, so check your own permissions and schedule.	Once a year.	30 business days after the end of each period
CCR009Consumer credit data: relevant ancillary credit firms (CCR009)	Relevant ancillary credit firms only, and not for profit debt advice bodies holding £1m or more of client money. The Register does not show whether you are one, so check your schedule.	Once a year. Twice a year if your credit revenue is over £5m.	40 business days after the end of each period
PSD008Consumer credit product sales data (PSD008)	Consumer credit lenders above the FCA's size thresholds, and short term loan firms outside the thresholds. The Register does not show lending volumes, so check your schedule.	Every 3 months.	20 business days after each quarter for sales data. 30 business days for performance data

Payments and e-money

Payments and e-money returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
FSA056Authorised payment institution capital return (FSA056)	Authorised payment institutions and registered account information service providers. Small payment institutions do not file it.	Once a year.	30 business days after the end of each period
FSA057Small payment institution return (FSA057)	Small payment institutions only.	Once a year.	1 month after 31 December
FIN060aAuthorised e-money institution questionnaire (FIN060)	Authorised e-money institutions.	Once a year.	30 business days after the end of each period
FIN060bSmall e-money institution questionnaire (FIN060)	Small e-money institutions.	Once a year.	30 business days after the end of each period
FSA065Small e-money institution: e-money outstanding (FSA065)	Small e-money institutions.	Once a year.	1 month after 31 December
REP017Payments Fraud Report (REP017)	Payment institutions, e-money institutions and registered account information service providers. Which version you file depends on whether you are authorised or small.	Twice a year (every 6 months).; Once a year, with both half-year reports sent together.	2 months after the end of each period. That means by the end of August for the first half and the end of February for the second. If a day is not a business day, it moves to the next one; Both reports are due within 2 months of the end of the calendar year, which is the end of February. If that is not a business day, it moves to the next one
REP027Safeguarding return (REP027)	Authorised payment institutions, authorised and small e-money institutions, and small payment institutions that choose to safeguard, when they hold relevant funds. You do not file for the month in which you first become a safeguarding institution. Firms that only provide account information or payment initiation hold no relevant funds.	Every month.	15 business days after the end of each month
REP018Operational and security risk assessment (REP018)	Payment service providers, meaning authorised and small payment institutions, registered account information service providers and e-money institutions, apart from the types the definitions carve out.	Confirm in your RegData schedule	Confirm in your RegData schedule
CASS15-AUDITSafeguarding audit report for payment and e-money firms	Authorised payment institutions and authorised e-money institutions that safeguard relevant funds above a minimum amount. Your auditor sends it.	Confirm in your RegData schedule	Confirm in your RegData schedule

Funeral plans

Funeral plans returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
FPR001Funeral plan providers: quarterly conduct return (FPR001)	Funeral plan providers, meaning firms that enter into or carry out funeral plan contracts as provider.	Every 3 months.	15 business days after the end of each quarter
FPR003aFuneral plan providers: half-yearly prudential return (FPR003a)	Funeral plan providers.	Twice a year.	80 business days after the end of each half year
FPR003bFuneral plan distributors: half-yearly prudential return (FPR003b)	Funeral plan distributors, not providers. We could not confirm how the Register words a distributor's permission, so check your schedule.	Twice a year.	80 business days after the end of each half year
FP-AR-LISTFuneral plan appointed representatives list	Principals whose funeral plan appointed representatives are under multiple principal agreements. The Register does not show this, so check your own arrangements.	Once a year.	80 business days after the end of the year

Claims management

Claims management returns with who submits them, how often and the deadline rule
Return	Who submits it	Frequency	Deadline
CMC001Claims management annual report (CMC001)	Firms with permission for regulated claims management activities.	Once a year.	30 business days after the end of each period

Guides to individual returns

Read the full guide: FCA regulatory reporting deadlines 2026/27.

Why This Tool Exists

FCA returns are due on different dates for different firms. The reporting period can depend on your accounting reference date, the deadline is counted in business days or months from the period end, and the list of returns depends on your permissions. Most firms end up checking RegData, a spreadsheet and the Handbook to answer one question: what is due, and when? This calendar looks your firm up on the FCA Register, suggests the returns that are likely to apply, and lays out period ends and due dates for the next 12 months so you can plan ahead.

How to Use This Tool

Enter your FRN and ARD

Use your six or seven digit FCA firm reference number and your accounting reference date. Only the day and month of the date are used.

Review the returns and dates

We match your Register permissions and status to the returns that commonly apply, then show each period end and due date over the next 12 months.

Check against RegData and add reminders

Compare the list with your own RegData schedule, then download the calendar file or print the page.

Common Mistakes This Tool Prevents

Counting calendar days when the rule counts business days

How this tool helps: Skips weekends and England and Wales bank holidays when a deadline is set in business days

Assuming the same deadline applies to every firm

How this tool helps: Starts from your Register permissions and shows why each return is listed

Missing returns that depend on facts the Register does not show

How this tool helps: Lists returns that depend on things like client money or revenue as 'check', rather than hiding them

Treating a generic calendar as the final word

How this tool helps: Reminds you that your RegData schedule is the authority and lists what to confirm there

Frequently Asked Questions

What is FCA RegData?

RegData is the FCA's online system for submitting regulatory returns and notifications. Each firm has a schedule in RegData that lists the returns it must submit and the dates they are due. Late or missing returns can lead to supervisory follow-up, so most firms keep their own calendar alongside the schedule.

When is my FCA return due?

It depends on the return. Each return has a frequency (for example quarterly or annual), a reporting period that is either tied to your accounting reference date or to the calendar, and a deadline counted from the end of that period, usually in business days or months. Enter your FRN and ARD above to see the period ends and due dates we work out for the next 12 months. Your RegData schedule is the final word.

What is an accounting reference date (ARD) and why does it matter for FCA returns?

Your ARD is the date to which your firm's annual accounts are made up, for example 31 March. Many periodic returns have reporting periods that start and end relative to it, so the same return falls due on different dates for firms with different ARDs. Only the day and month matter, not the year.

What is the RMAR submission deadline?

RMAR is made up of separate returns, each with its own frequency and deadline. RMAR A: Twice a year. Four times a year if your annual regulated business revenue is over £5m., 30 business days after the end of each period. RMAR B: Twice a year. Four times a year if your annual regulated business revenue is over £5m., 30 business days after the end of each period. RMAR C: Twice a year. Four times a year if your annual regulated business revenue is over £5m., 30 business days after the end of each period. RMAR D1: Twice a year. Four times a year if your annual regulated business revenue is over £5m., 30 business days after the end of each period. RMAR E: Once a year., 30 business days after the end of each period. RMAR G: Once a year., 30 business days after the end of each period. See the RMAR page for every section. Enter your FRN and accounting reference date in the calculator above to see which returns we think apply to your firm, and check the exact date in your RegData schedule.

What is the CCR001 deadline?

CCR001 is submitted Once a year. Twice a year if your credit revenue is over £5m.. The deadline is 30 business days after the end of each period. Source: SUP 16.12.29C R (RAG 12); SUP 16 Annex 38A. Periods end on your accounting reference date, and 6 months later if you report twice a year. Enter your FRN and accounting reference date in the calculator above to see which returns we think apply to your firm, and check the exact date in your RegData schedule.

What is the REP-CRIM deadline?

REP-CRIM is made up of separate returns, each with its own frequency and deadline. REP-CRIM: Once a year., 60 business days after your accounting reference date. REP-CRIM: Once a year., 60 business days after your accounting reference date. See the REP-CRIM page for every section. Enter your FRN and accounting reference date in the calculator above to see which returns we think apply to your firm, and check the exact date in your RegData schedule.

Does this replace my RegData schedule?

No. The calendar looks your firm up on the FCA Register, matches its permissions and status to the returns that commonly apply, and works out dates from published rules. It cannot see your firm's own RegData schedule, so it can miss a return or include one that does not apply. Treat it as a planning aid and check it against RegData.

What about appointed representatives and firms that are no longer authorised?

An appointed representative does not submit its own RegData returns because its principal firm reports, so the calculator shows the principal's details where the Register gives them and does not produce a calendar. A firm that the Register shows as no longer authorised is also not given a calendar.

Want help keeping on top of FCA reporting?

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