UK Regulatory Experts
You Can Trust
We combine ex-regulators, Big 4 consultants, industry professionals, and fintech specialization to deliver tailored compliance strategies that work for your business.
Who We Are
MEMA Consultants is the UK's leading regulatory consultancy, specializing in FCA authorisation and ongoing compliance support for financial services firms.
Founded by regulatory professionals who understood the challenges firms face navigating complex FCA requirements, we've built our reputation on delivering practical, business-focused compliance solutions.
With over 500 firms successfully authorised and a 98% approval rate, we've become the trusted partner for businesses seeking FCA authorisation across all regulatory sectors.
Our Approach
We don't believe in one-size-fits-all compliance. Every business is unique, and your regulatory strategy should reflect your specific business model, risk profile, and growth ambitions.
Our team works as an extension of yours, taking the time to understand your business before crafting bespoke compliance frameworks that satisfy the FCA while enabling business growth.
Leveraging regulatory technology and streamlined processes, we deliver faster authorisations without compromising on quality or compliance standards.
Our Journey
From our founding in 2018 to becoming the UK's leading regulatory consultancy
MEMA Established
MEMA is established after Misah and Ademola leave the FCA, determined to provide bespoke regulatory support.
MEMA Established
MEMA is established after Misah and Ademola leave the FCA, determined to provide bespoke regulatory support.
Claims Management Companies
The FCA brings claims management companies into its remit. MEMA guides 50+ firms through authorization after signposting.
Claims Management Companies
The FCA brings claims management companies into its remit. MEMA guides 50+ firms through authorization after signposting.
Expanding Services
Services offering broadens to cover wealth-management, consumer credit and corporate finance sectors, with MEMA turnaround helping firms scale and futureproof.
Expanding Services
Services offering broadens to cover wealth-management, consumer credit and corporate finance sectors, with MEMA turnaround helping firms scale and futureproof.
Professional Recognition
Accepted as full members of the Association of Professional Compliance Consultants. Recognized for delivering professional credibility and industry standing.
Professional Recognition
Accepted as full members of the Association of Professional Compliance Consultants. Recognized for delivering professional credibility and industry standing.
Team Growth
Team size and client base grows with MEMA helping supporting payments services firms with complex compliance needs.
Team Growth
Team size and client base grows with MEMA helping supporting payments services firms with complex compliance needs.
Strategic Partnerships
Formed strategic partnerships with firms with compliance solutions, specialist recruiters and paytech providers, enabling us to develop specialist structures that integrate regulatory into business growth.
Strategic Partnerships
Formed strategic partnerships with firms with compliance solutions, specialist recruiters and paytech providers, enabling us to develop specialist structures that integrate regulatory into business growth.
Digital Transformation
Launch of comprehensive digital platform with AI-powered compliance tools, regulatory intelligence, and automated monitoring systems. Serving 500+ firms across all FCA sectors.
Digital Transformation
Launch of comprehensive digital platform with AI-powered compliance tools, regulatory intelligence, and automated monitoring systems. Serving 500+ firms across all FCA sectors.
Our Values
The principles that guide everything we do for our clients.
Regulatory Excellence
We combine deep regulatory knowledge with practical experience to deliver compliant, business-focused solutions.
Client Partnership
Your success is our success. We work as an extension of your team, providing ongoing support and strategic guidance.
Technology-Enabled
Leveraging regulatory technology tools to streamline processes and provide real-time compliance insights.
Sector Expertise
Specialized knowledge across all FCA-regulated sectors, from payments to investments to consumer credit.
Meet Our Founders
Leadership with deep regulatory expertise and practical business experience.
Ademola Omosanya
Co-Founder
Ademola is a regulatory consultant with over a decade of experience across regulation, banking, and consumer credit. As MEMA Consultants co-founder, he leverages extensive regulatory expertise to guide clients through critical processes and full compliance.
His experience across sectors enables tailored solutions to complex business challenges. Ademola partners with clients as a strategic advisor to help futureproof their business through an in-depth understanding of the regulatory landscape.
Misah Maragh
Co-Founder
Misah Maragh is a qualified lawyer with a passion for helping financial services firms achieve confident and compliant growth. As co-founder of MEMA Consultants, she has supported a wide range of clients with FCA authorisations, compliance frameworks, and risk management reporting.
Her hands-on experience across regulatory and industry settings allows her to deliver clear, practical solutions that work in the real world.
Our Team
Meet the professionals helping firms navigate regulatory compliance
Michaela Clarke
Associate
Michaela joined MEMA in 2024 and has developed expertise in horizon scanning and identifying emerging risks that impact clients.
Shoeb Hossan
Associate & Digital Support
Shoeb specialises in transforming complex regulatory documents into innovative playbooks and frameworks, helping clients implement regulatory requirements more effectively.
Our Expertise
A unique combination of regulatory, consulting, and industry expertise.
Former FCA officials who understand the regulatory mindset and approval processes from the inside.
Consultants from leading professional services firms bringing corporate governance best practices.
Practitioners with hands-on experience running regulated businesses across multiple sectors.
Technology experts helping innovative firms navigate the regulatory perimeter.
Why Financial Services Firms Choose MEMA
Proven Track Record
500+ firms successfully authorised across all FCA sectors with a 98% approval rate demonstrates our deep regulatory expertise.
Faster Authorisations
12-week average timeline vs industry average of 20+ weeks means you can launch your business faster and start generating revenue sooner.
End-to-End Support
From initial scoping through to ongoing compliance, we're your partner at every stage of your regulatory journey.
Regulatory Technology
Free compliance tools including FCA fee calculator, vulnerability checker, and SMCR navigator streamline your compliance processes.
Expert Guidance
Access to ex-regulators and Big 4 alumni who understand both the regulatory mindset and practical business needs.
Transparent Pricing
Fixed-fee engagements with no hidden costs, so you know exactly what you're paying from day one.
Ready to Work With Us?
Book a free consultation to discuss your FCA authorisation or compliance needs.
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