Regulatory Insights, Guides
& Compliance Templates
Expert analysis, step-by-step implementation guides, and downloadable templates to support your FCA compliance journey. Written by ex-FCA regulators.
Regulatory Insights & Guides
Deep-dive analysis and practical step-by-step guides covering FCA compliance topics. Written by ex-FCA regulators.
Cryptoasset Licensing: Preparing for the September 2026 Deadline
A comprehensive guide to FCA cryptoasset authorisation requirements, the new licensing regime, and how firms should prepare.
FCA Fines in 2025: Lessons for Compliance Teams
Analysis of major FCA enforcement actions in 2025, including £124 million in fines, common compliance failures, and key lessons for firms.
FCA Authorisation Timeline: What to Expect in 2026
Current FCA application processing times by permission type, how to speed up your authorisation, and common reasons for delays.
Non-Financial Misconduct: September 2026 Deadline for Non-Bank Firms
Understanding PS25/23 requirements for tackling bullying, harassment, and misconduct, with implementation guidance for affected firms.
UK Bank Stress Test Results 2025 and FSCS Deposit Protection Increase: What Regulated Firms Need to Know
Bank of England stress tests confirm all major UK banks cleared capital hurdles. FSCS deposit protection rises to £120,000. Essential insights for regulated firms.
FCA Non-Financial Misconduct Guidance: SMCR Firms Must Prepare for September 2026 Rules
The FCA's final NFM guidance in PS25/23 introduces mandatory conduct rules covering bullying, harassment, and violence. SMCR firms have until September 2026 to comply.
Complaints Reporting Reform: Preparing for the July 2026 Taxonomy Changes
Understanding PS25/19 and the new consolidated complaints return, including implementation requirements and key deadlines.
Payment Services Compliance Checklist for 2026
Essential compliance requirements for payment institutions and EMIs, including safeguarding, SCA, operational resilience, and reporting obligations.
FCA Consumer Composite Investments (CCI) Final Rules: Your 18-Month Implementation Roadmap
FCA publishes PS25/20 final CCI rules replacing PRIIPs KID. Optional start April 2026, mandatory June 2027. Complete implementation guide for UK firms.
Private Markets Valuation: FCA Findings and Compliance Expectations
Understanding the FCA's multi-firm review findings on private asset valuation practices and conflicts of interest management.
Cryptoasset Marketing Rules: A Complete Guide for UK Firms
Understanding FCA's financial promotions regime for cryptoassets, approval requirements, and compliance checklist for crypto marketing in the UK.
Targeted Support: The New Advice Framework for Pensions and Investments
Understanding the FCA's targeted support regime taking effect April 2026, including authorisation requirements and implementation guidance.
APP Fraud Prevention: New PSR Requirements for 2025
Understanding the new Authorised Push Payment fraud rules, liability split changes, and how payment firms should prepare for mandatory reimbursement.
Transaction Monitoring Systems: Meeting FCA's Updated Expectations
A practical guide to the FCA's Financial Crime Guide requirements for transaction monitoring, including AI approaches and good practice.
FCA Short Selling Regime: Understanding the Proposed Changes to UK Reporting Requirements
The FCA's CP25/29 consultation proposes major changes to short selling disclosure rules. Learn what investment managers need to know about the new framework.
AR Compliance: Managing Your Network Without the Headaches
Essential guidance on appointed representative oversight, due diligence requirements, and monitoring frameworks for principal firms.
Financial Advice Consolidation: Navigating Enhanced FCA Scrutiny
Key findings from the FCA's consolidation review and what acquiring firms must do to meet regulatory expectations.
Motor Finance Redress Scheme: What Firms Need to Know
Understanding the FCA's motor finance commission redress scheme, key deadlines, eligibility, and what affected firms must do to prepare.
FCA Motor Finance Redress Scheme: What Your Firm Needs to Know Before the 2026 Deadline
The FCA's proposed motor finance redress scheme could cost the industry £8.2bn. Expert analysis of CP25/27 and essential compliance steps for affected firms.
PSR-FCA Consolidation: What Payment Services Firms Need to Know About the Regulatory Merger
HM Treasury's consultation on consolidating the PSR into the FCA marks a significant shift for payment services regulation. Here's what your firm needs to know.
SMCR for Small Firms: A Practical Implementation Guide
Step-by-step SMCR implementation guidance for limited scope firms, including templates, common mistakes, and practical tips.
Client Categorisation Reform: New Routes to Professional Client Status
Understanding CP25/36 proposals for reformed client categorisation, including the new wealth-based route and consultation timeline.
Consumer Duty Evolution: What's Changing for Distribution Chains and Wholesale Markets
Upcoming FCA consultation on Consumer Duty application to distribution chains and potential exemptions for wholesale activities.
Financial Promotions Approval: What You Need to Know
A practical guide to financial promotions approval requirements, choosing an authorised approver, and ensuring your marketing is FCA compliant.
Appointed Representative Regime Reform: What UK Firms Need to Know About the New FCA Rules
HM Treasury's August 2025 policy statement introduces major changes to the appointed representative regime, requiring prior FCA permission before appointing ARs.
Consumer Duty One Year On: What Firms Should Be Doing Now
A review of FCA Consumer Duty expectations post-implementation, common compliance gaps, and practical steps for ongoing compliance in 2025.
Operational Resilience: What Firms Must Demonstrate Post-Deadline
A practical guide to FCA and PRA operational resilience requirements now that the March 2025 deadline has passed, including ongoing compliance expectations.
Understanding Consumer Duty: A Comprehensive Guide for 2025
Everything UK financial services firms need to know about Consumer Duty compliance, including the four outcomes and practical implementation steps.
FCA Authorisation Guide
Complete step-by-step guide to obtaining FCA authorisation, from initial scoping to final approval.
SMCR Implementation Guide
Comprehensive guide to implementing the Senior Managers & Certification Regime in your firm.
Consumer Duty Implementation Guide
Framework for implementing Consumer Duty requirements across the four outcomes with gap analysis.
Financial Crime Prevention Guide
Ultimate guide to financial crime prevention, AML compliance, and regulatory expectations.
Appointed Representative Guide
Complete guide to the AR model, principal firm responsibilities, and FCA expectations.
Financial Promotions Compliance
Guide to FCA financial promotions rules and approval processes for all marketing channels.
Downloadable Templates
Free, ready-to-use compliance templates and frameworks to accelerate your implementation. Download and customize for your firm.
Compliance Monitoring Plan
Annual compliance monitoring plan template with testing schedules and reporting framework.
Statement of Responsibilities
SMCR Statement of Responsibilities template for Senior Managers.
Risk Assessment Register
Comprehensive risk register template for financial services firms.
Consumer Duty MI Template
Management information template for tracking Consumer Duty outcomes.
Complaints Root Cause Analysis
Template for analyzing complaints data and identifying systemic issues.
Vulnerable Customers Policy
Template policy for identifying and supporting vulnerable customers.
Need personalized regulatory support?
Our team can provide tailored compliance solutions specific to your business model and risk profile.
Book a consultation