Sector Expertise

FCA Authorisation Across

All Regulated Sectors

Specialist regulatory support for every FCA-regulated sector. 500+ successful authorisations across payments, investments, lending, insurance, and emerging finance.

500+
Firms Authorised
98%
Success Rate
12 weeks
Average Timeline
Specialist Service12–16 weeks average

FCA Authorisation

End-to-end support for your FCA authorisation application. We handle the entire process from initial assessment to final approval.

Pre-application assessment
Business plan development
Policies & procedures
Application submission & management
FCA liaison & correspondence
Delivery window12–16 weeks average

Delivery timeline

Week 1

Discovery & scope

Weeks 1–2

Weeks 3–8

Documentation build

Weeks 3–8

Weeks 9–12

FCA submission & liaison

Weeks 9–12

1Discovery & scope
2Documentation build
3FCA submission & liaison

Next steps

Speak with our authorisation specialists to scope your permissions and documentation roadmap.

  • Minimise FCA pushback with a complete evidence pack
  • Define realistic timelines for controllers & SMFs
  • Align policies and capital forecasts before submission

Kick-off focus

Initial permissions mapping & readiness review

Weeks 1–2

Specialist ServiceGo-live in 4–6 weeks; ongoing oversight

Compliance Outsourcing

Your external compliance function. We provide ongoing regulatory support so you can focus on growing your business.

Dedicated compliance officer
Regulatory monitoring
Policy reviews & updates
Training & support
FCA reporting assistance
Delivery windowGo-live in 4–6 weeks; ongoing oversight

Delivery timeline

Week 1

Onboarding & review

Week 1

Weeks 2–6

Framework refresh

Weeks 2–6

Ongoing

BAU oversight

Continuous

1Onboarding & review
2Framework refresh
3BAU oversight

Next steps

Find out how our outsourced compliance team can plug into your governance and reporting cycle.

  • Minimise internal resource strain
  • Benefit from specialist horizon scanning
  • Evidence regulatory adherence for the Board

Kick-off focus

Initial setup, needs analysis & documentation

Week 1

Specialist Service8–12 week deployment

SMCR Implementation

Senior Managers & Certification Regime expertise. We help you understand obligations and implement effective governance.

Regime assessment
Responsibilities mapping
Management statements
Certification scheme
Training programs
Delivery window8–12 week deployment

Delivery timeline

Weeks 1–2

Governance mapping

Weeks 1–2

Weeks 3–6

Policies & training

Weeks 3–6

Weeks 7–8

Certification launch

Weeks 7–8

1Governance mapping
2Policies & training
3Certification launch

Next steps

Map Senior Manager Functions and certification evidence with tailored implementation support.

  • Evidence accountability with robust SoRs
  • Embed conduct rules training by role
  • Automate certification reminders and MI

Kick-off focus

Define SMFs, Prescribed Responsibilities & SoRs

Weeks 1–2

Specialist Service6–10 week evidence programme

Consumer Duty

Consumer Duty implementation and ongoing compliance. Ensure your firm meets the FCA's higher consumer protection standards.

Gap analysis
Outcome monitoring
Vulnerable customer policies
Product governance
Evidence frameworks
Delivery window6–10 week evidence programme

Delivery timeline

Weeks 1–2

Diagnosis & gap analysis

Weeks 1–2

Weeks 3–6

Outcomes evidence

Weeks 3–6

Weeks 7–8

Board reporting

Weeks 7–8

1Diagnosis & gap analysis
2Outcomes evidence
3Board reporting

Next steps

Schedule a Consumer Duty health check to understand outcomes testing and evidence expectations.

  • Evidence Consumer Duty outcomes to the Board
  • Close gaps on vulnerable customer journeys
  • Strengthen product governance and MI

Kick-off focus

Review outcomes data, fair value & vulnerability

Weeks 1–2

Specialist Service2–6 weeks depending on issue complexity

Supervisory Response Programme

Rapid response to FCA supervisory feedback, regulatory interventions, data requests, or thematic reviews with ready-to-use specialists.

Issue triage and fact finding
Remediation plan & evidence packs
Regulator communications support
Implementation oversight
Board and SMF updates
Delivery window2–6 weeks depending on issue complexity

Delivery timeline

48 hours

Triage & action plan

Within 48 hours

Weeks 1–3

Remediation build

Weeks 1–3

Weeks 4–6

FCA engagement

Weeks 4–6

1Triage & action plan
2Remediation build
3FCA engagement

Next steps

Escalate supervisory feedback to our response team for immediate support.

  • Rapidly mobilise remediation specialists
  • Craft regulator-ready communications
  • Protect senior manager accountability records

Kick-off focus

Stabilise the issue, gather facts & align stakeholders

Within 48 hours

Specialist Service6–10 week change cycles

Regulatory Change Enablement

Operationalise new FCA requirements across your business – from impact assessment to rollout, evidence, and assurance.

Rule impact assessments
Implementation roadmap & PMO
Training and communications
Control design & evidence
Testing, MI & reporting
Delivery window6–10 week change cycles

Delivery timeline

Week 1

Impact workshop

Week 1

Weeks 2–6

Implementation sprints

Weeks 2–6

Weeks 7–10

Assurance & MI

Weeks 7–10

1Impact workshop
2Implementation sprints
3Assurance & MI

Next steps

Turn new FCA requirements into an executable delivery plan with clear evidence.

  • Translate FCA requirements into an actionable roadmap
  • Coordinate delivery squads with regulatory PMO support
  • Evidence readiness with MI and assurance packs

Kick-off focus

Assess rule changes, impacted customers & controls

Week 1

Specialist ServiceScope-dependent engagement

Voluntary Requirements Support

Structured remediation support for firms facing FCA voluntary requirements, supervisory intervention, or urgent remediation demands. From root cause analysis to lifting readiness.

Remediation programme design
File review methodology
Governance uplift
Evidence preparation
FCA engagement support
Delivery windowScope-dependent engagement

Delivery timeline

Week 1

Triage & analysis

Week 1

Weeks 2–8

Remediation build

Weeks 2–8

Ongoing

Lifting readiness

Ongoing

1Triage & analysis
2Remediation build
3Lifting readiness

Next steps

Speak with our team about structuring a credible remediation response to FCA voluntary requirements.

  • Stabilise the regulatory position quickly
  • Build defensible remediation evidence
  • Prepare for lifting of restrictions

Kick-off focus

Understand supervisory concerns and immediate restrictions

Week 1

Specialist ServicePre-regulation readiness programme

Buy Now Pay Later Regulation

Prepare for the incoming BNPL regime with perimeter analysis, permissions strategy, customer journey review, governance, and implementation planning for Deferred Payment Credit.

Perimeter analysis
Permissions strategy
Customer journey review
Governance & conduct risk
Implementation planning
Delivery windowPre-regulation readiness programme

Delivery timeline

Weeks 1–2

Model analysis

Weeks 1–2

Weeks 3–8

Permissions & build

Weeks 3–8

Weeks 9–12

Implementation

Weeks 9–12

1Model analysis
2Permissions & build
3Implementation

Next steps

Find out whether your BNPL model is in scope and what the implementation programme should look like.

  • Clarify perimeter and permissions route
  • Build operational readiness before regulation day
  • Preserve commercial momentum during transition

Kick-off focus

Assess perimeter, identify regulated entity and risk

Weeks 1–2

Specialist Service12–16 weeks application programme

AIS Permissions

Expert support for AIS permissions, AISP authorisation, and RAISP registration. Perimeter analysis, business plan architecture, governance, and application strategy for account information services.

Perimeter analysis
Business plan architecture
Governance & outsourcing
Risk & control design
Customer journey logic
Delivery window12–16 weeks application programme

Delivery timeline

Weeks 1–2

Perimeter & route

Weeks 1–2

Weeks 3–10

Application build

Weeks 3–10

Weeks 11–16

Submission & liaison

Weeks 11–16

1Perimeter & route
2Application build
3Submission & liaison

Next steps

Speak with our permissions team about your AIS application or RAISP registration.

  • Clarify whether AIS is the correct regulatory route
  • Build an application that reflects the real product
  • Demonstrate governance over third party integrations

Kick-off focus

Assess AIS scope, determine permissions route

Weeks 1–2

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