ChecklistsAML Onboarding Checklist
KYC and AML onboarding checklist outlining risk assessment, due diligence, screening, and record-keeping expectations for FCA firms.
PDF14 pagesAML • KYC
Free Compliance Assets
MEMA Resources Library
Download ready-to-use FCA compliance checklists, templates, whitepapers, infographics, and sample documents to accelerate your regulatory programme.
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Filter the library by asset type or search for keywords such as "SMCR", "Consumer Duty", or "financial promotions".
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Checklists
ChecklistsConsumer Duty Implementation Checklist
Detailed checklist for Consumer Duty readiness including culture, MI, product governance, fair value, and customer understanding actions.
PDF15 pagesConsumer Duty • FCA checklist
ChecklistsFCA Application Checklist
Step-by-step checklist covering readiness, documentation, and governance artefacts required before submitting an FCA application.
PDF20 pagesFCA application • authorisation checklist
ChecklistsSMCR Implementation Checklist
Practical checklist covering senior manager mapping, certification staff, conduct rules training, and documentation milestones for SMCR implementation.
PDF21 pagesSMCR • senior managers regimen
EbooksManaging an FCA Voluntary Requirement (VREQ)
A practical guide to supervisory enquiries, remediation, evidence and closure for boards, senior managers and compliance leaders managing an FCA Voluntary Requirement.
PDF37 pages
EbooksPreparing for FCA Cryptoasset Authorisation
A practical guide to the UK's new cryptoasset regime, application window and authorisation process for firms preparing for FCA cryptoasset authorisation.
PDF36 pagescryptoasset authorisation • FCA cryptoasset regime
EbooksPreparing for FCA Deferred Payment Credit Authorisation
A practical guide to Buy Now Pay Later readiness, application evidence and what to expect, for founders, CEOs and key decision-makers entering the regulated Deferred Payment Credit market.
PDF36 pages
InfographicsComplaint Handling: The Clocks
Every DISP deadline on one page, including the 15 business day payments limit that is widely mistaken for 35.
PNGDISP time limits • complaint handling deadlines
InfographicsCompliance Monitoring Dashboard
Dashboard infographic highlighting how to visualise monitoring status, open issues, and thematic trends for board reporting.
PNGcompliance monitoring • dashboard
InfographicsConsumer Duty Journey Map
Infographic mapping the four Consumer Duty outcomes and associated evidence expectations across the customer lifecycle.
PNGConsumer Duty • infographic
InfographicsCryptoasset Authorisation Gateway Timeline
The three dates that decide whether a cryptoasset firm can keep operating: the application window, its close, and the day the regime commences.
PNGcryptoasset authorisation • FCA crypto gateway
InfographicsFCA Authorisation Timeline Infographic
Timeline infographic illustrating critical FCA authorisation milestones and average durations.
PNGFCA authorisation • timeline
InfographicsOperational Incident Reporting at a Glance
Whether an incident is reportable, which reporting tier you fall into, and the three clocks that run once it is.
PNGoperational incident reporting • FCA PS26/2
InfographicsSMCR Structure Diagram
Visual diagram detailing SMF roles, prescribed responsibilities, and certification scope for quick reference.
PNGSMCR • infographic
InfographicsSafeguarding: The Daily Cycle
The two CASS 15 reconciliations a payment or e-money firm must run every reconciliation day, and the six failures that require an FCA notification.
PNGCASS 15 safeguarding • safeguarding reconciliation
Regulatory InsightsCASS 15 Is Live: What the FCA Is Already Finding
The CASS 15 supplementary safeguarding regime took effect 7 May 2026; here is what it requires now and the statutory trust regime still to come.
PDF5 pagesCASS 15 • PS25/12
Regulatory InsightsCP26/23: The FCA Is Narrowing Consumer Duty, Not Retreating
CP26/23 closes 18 September 2026 and proposes to remove non-UK customers from Consumer Duty scope; here is what to change and what not to.
PDF5 pagesConsumer Duty • CP26/23
Regulatory InsightsFCA Crypto Gateway: 30 Sept 2026 to 28 Feb 2027, No Second Chance
The FCA's cryptoasset authorisation window opens 30 September 2026 and closes 28 February 2027; here is what determines pass or fail.
PDF5 pagesFCA cryptoasset authorisation • crypto gateway
Regulatory InsightsFCA PS26/2: New Incident Reporting Hits Almost Every Firm
The FCA's new operational incident and third-party reporting regime reaches nearly every authorised firm from March 2027, here's what small and medium firms must do now.
PDF6 pagesFCA PS26/2 • operational incident reporting
Regulatory InsightsPRIIPs KIDs Are Being Retired: The CCI Regime Explained
PS25/20 replaces PRIIPs KIDs and UCITS KIIDs with Consumer Composite Investments disclosure from 6 April 2026, mandatory by 8 June 2027.
PDF5 pagesConsumer Composite Investments • CCI
Regulatory InsightsUK Regulatory Horizon: Sept 2026 to Sept 2027
A dated, sourced horizon of confirmed FCA, PRA and HM Treasury rule changes hitting UK regulated firms over the next 12 months.
PDF8 pagesFCA regulatory horizon 2027 • cryptoasset regime UK
Sample DocumentsBusiness Continuity and Disaster Recovery Plan
A working BCDR plan template for UK regulated firms, grounded in SYSC 4.1 and SYSC 15A operational resilience rules.
DOCX7 pagesbusiness continuity • disaster recovery
Sample DocumentsConflicts of Interest Policy
A working conflicts of interest policy template for UK regulated firms, grounded in SYSC 10.1 and Principle 8.
DOCX6 pagesconflicts of interest • SYSC 10.1
Sample DocumentsConsumer Composite Investments Product Summary Template
A fill-in template for the FCA's new CCI Product Summary under PS25/20, replacing the PRIIPs KID and UCITS KIID.
DOCX5 pagesCCI • Product Summary
Sample DocumentsCryptoasset Financial Promotions Policy
A tailorable FCA-aligned policy governing how [FIRM NAME] communicates or approves cryptoasset promotions to UK consumers.
DOCX9 pagescryptoasset financial promotions • COBS 4.12A
Sample DocumentsOperational Incident Reporting Policy
Model policy preparing FCA-regulated firms for PS26/2's operational incident and material third party reporting regime, live from 18 March 2027.
DOCX9 pagesFCA PS26/2 • operational incident reporting
Sample DocumentsSafeguarding Policy for Payment and E-Money Firms
Model CASS 15 safeguarding policy for UK PIs and EMIs, covering segregation, reconciliation, governance, audit and FCA notification.
DOCX7 pagesCASS 15 • safeguarding policy
Sample DocumentsSample AML Policy
Template AML policy structure covering risk appetite, CDD, transaction monitoring, SAR processes, and governance.
DOCX8 pagesAML policy • sample
Sample DocumentsSample Compliance Manual
Editable sample compliance manual outline covering governance, policies, escalation, and record keeping expectations.
DOCX13 pagescompliance manual • sample
Sample DocumentsSample Financial Promotions Register
Register template illustrating how to log in-flight and approved financial promotions, including review cycles and Consumer Duty checks.
XLSXfinancial promotions • register
Sample DocumentsWhistleblowing Policy
A model whistleblowing policy grounded in FCA SYSC 18 and PIDA 1998, with scope clearly marked as mandatory or best practice.
DOCX7 pageswhistleblowing • SYSC 18
TemplatesComplaints Handling Log
DISP-aligned complaints log template with workflow guidance and a metrics dashboard for root-cause MI. Record complaints as they arrive and track them to resolution.
XLSXcomplaints • DISP
TemplatesCompliance Monitoring Plan Template
Structured plan template setting out thematic reviews, frequency, ownership, and reporting for compliance monitoring programmes.
XLSXcompliance monitoring • template
TemplatesConsumer Duty Implementation Tracker
Implementation tracker covering Consumer Duty deliverables, owners, milestones, and board evidence with live progress metrics.
XLSXConsumer Duty • implementation plan
TemplatesEnterprise Risk Assessment Template
Editable template to capture inherent risks, controls, residual scoring, owners, and review cadence for enterprise risk assessments.
XLSXrisk assessment • template
TemplatesFinancial Promotions Approval Template
Structured register to track financial promotions, approval sign-offs, Consumer Duty checks, and review dates.
XLSXfinancial promotions • COBS
TemplatesOutsourcing Due Diligence Template
Comprehensive vendor due diligence questionnaire covering governance, resilience, technology, safeguarding, and regulatory considerations.
XLSXoutsourcing • due diligence
TemplatesVulnerability Assessment Toolkit
Toolkit to map customer vulnerability characteristics, tailored support actions, and outcome MI tracking.
XLSXvulnerability • consumer duty
WhitepapersConduct Risk Playbook
Framework outlining how to design conduct risk MI, threshold matrices, governance forums, and issue escalation pathways.
PDF45 pagesconduct risk • whitepaper
WhitepapersCryptoasset Regulatory Readiness Guide
Comprehensive 16-page regulatory briefing covering FCA scrutiny points, evidence expectations, rule clusters, and application strategy for crypto firms seeking UK authorisation.
PDF17 pagescrypto • FCA authorisation
WhitepapersFCA Authorisation Playbook
Playbook outlining MEMA's staged approach to FCA authorisation from scoping and business planning through to regulatory engagement.
PDF30 pagesFCA authorisation • whitepaper
WhitepapersGuide to Consumer Duty
In-depth guide explaining Consumer Duty obligations, board governance, MI expectations, and implementation roadmap.
PDF42 pagesConsumer Duty • whitepaper
WhitepapersPayments Safeguarding Guide
Guidance for payment and e-money institutions on safeguarding design, reconciliations, insolvency planning, and FCA expectations.
PDF33 pagespayments • safeguarding