Get FCA authorised with confidence
Get the right permissions and a credible application in front of the FCA — from perimeter scoping to a complete, evidenced submission.
Who this is for
Common triggers
- →You are about to offer a regulated activity for the first time
- →An investor, bank or partner requires you to be authorised
- →You are launching a product outside your current permissions
- →A prospective acquisition needs a change in control or VoP
Service packages
FCA Authorisation
End-to-end application support from scoping to approval.
FCA Authorisation service →Variation of Permissions
Add, remove or amend permissions on an existing Part 4A.
Variation of Permissions service →AIS Permissions
Account information & payment initiation service authorisation.
AIS Permissions service →Cryptoasset Regulatory Readiness
MLR registration and conduct readiness for cryptoasset firms.
Cryptoasset Regulatory Readiness service →Buy Now Pay Later
Prepare for the incoming BNPL regulatory regime.
Buy Now Pay Later service →Credit Broking
Consumer credit permissions for brokers and intermediaries.
Credit Broking service →Mortgage Broking
Home finance permissions and MCOB readiness.
Mortgage Broking service →Insurance Broking
General insurance distribution permissions and ICOBS.
Insurance Broking service →Consumer Credit
Lending and credit-related regulated activity permissions.
Consumer Credit service →Funeral Plans
Authorisation for pre-paid funeral plan providers and intermediaries.
Funeral Plans service →Typical evidence required
- ✓Regulatory business plan and financial projections
- ✓Threshold conditions and adequate resources assessment
- ✓SMF appointments, Statements of Responsibilities and F&P
- ✓Core policies: compliance monitoring, financial crime, complaints
- ✓Operational, outsourcing and wind-down arrangements
Our FCA Authorisation Timeline
A structured, proven approach to securing your FCA authorisation in 12 weeks.
Free tools for this journey
Perimeter Assessment
Map your activities to permissions and sourcebooks.
Perimeter Assessment tool →FCA Fee Calculator
Estimate your application and annual FCA fees.
FCA Fee Calculator tool →Authorisation Readiness Checklist
Track your application preparation against 45 items.
Authorisation Readiness Checklist tool →Case studies
Payments Licensing Success
Through expert guidance and project management, MEMA Consultants enabled an international payments company to achieve FCA authorisation and successfully launch in the UK within 9 months. Our tailored advisory services at every stage provided the support needed to obtain licensing in an efficient manner.
FCA Authorisation Success
MEMA Consultants helped a wealth management firm exhibit regulatory expertise during the FCA application process through comprehensive preparation and training. Our in-depth support was key to the client securing authorisation and commencing UK operations smoothly.
Consumer Credit Support
Consumer credit firm looking to achieve FCA authorisation
Frequently Asked Questions
Select a question to view the answer.
Book a regulatory scoping call
Speak with our regulatory specialists to scope your situation and recommended next steps.