FCA Authorization Readiness Assessment
Complete regulatory assessment: identify your regulated activities with PERG/RAO mapping, get instant regulatory opinions, and assess your readiness with predictive intelligence based on real FCA decision patterns. Results emailed to you instantly.
PERG/RAO Mapping
Identify regulated activities with perimeter guidance
Predictive Intelligence
Based on real FCA decision patterns
FCA Handbook Guidance
Direct sourcebook references
Instant Email Results
Full report delivered to your inbox
FCA Authorization Readiness Assessment
Start by selecting the regulated activities your firm will conduct. This helps us tailor the assessment to your specific authorization requirements.
What regulated activities will your firm conduct?
Select all that apply. Click the info icon to see examples and regulatory details.
Loan brokers, mortgage introducers (consumer only), vehicle finance intermediaries
Aggregator platforms, panel introducers, broker networks without advice
Consumer lenders, BNPL providers, payday lenders, hire purchase firms
Debt collection agencies, debt purchasers, loan servicing firms
Wealth managers, IFAs, pension advisers, discretionary investment managers
Stockbrokers, trading platforms, portfolio managers, fund distributors
Money transfer operators, cross-border remittance, digital wallets, payment accounts
Card issuers, prepaid card providers, corporate card platforms
E-wallet providers, stored-value card issuers, digital money accounts
Insurance brokers (non-advised), comparison sites, MGA/MGU networks
Insurance advisers, protection specialists, IFAs offering insurance advice
Affinity introducers, white-label partners, referral-only models
Mortgage brokers, equity release advisers, mortgage networks
Claims management companies, PPI specialists, compensation recovery firms
Frequently Asked Questions
How is the approval likelihood calculated?
Our predictive engine analyzes your responses against historical FCA decision patterns, threshold condition requirements, and common failure reasons identified in published Decision Notices. The score reflects how well your current state matches successful applications while flagging areas that commonly lead to refusals.
What are "FCA Says" tooltips?
Each question includes direct references to relevant FCA Handbook paragraphs (PERG, COND, SYSC, etc.) and examples from actual Decision Notices where applications failed on similar issues. This helps you understand exactly what the FCA expects and why certain areas are critical.
Is this assessment a substitute for professional advice?
No. This tool provides an initial assessment to help identify potential gaps and areas requiring attention. For a formal FCA authorization application, we strongly recommend engaging experienced regulatory professionals to ensure your application meets all requirements.
What permission types are covered?
The assessment covers common permission types including Payment Services (API/PISP), E-Money Institution, Consumer Credit, Investment Services, and Insurance Distribution. The questions adapt based on your selected permissions to focus on the most relevant requirements.
How long does the assessment take?
The full assessment typically takes 15-20 minutes to complete. You can save your progress and return later to complete it. We recommend having relevant documentation to hand (business plan, governance structure, AML policies) to provide accurate responses.
Need Expert Support?
Our team has helped over 500 firms successfully navigate FCA authorization. Get professional support for your application.