FCA Fee Calculator
Calculate periodic FCA fees, FOS levies, and FSCS contributions in minutes. This calculator mirrors the FCA FEES sourcebook so you can validate invoices, forecast budgets, and evidence compliance under Consumer Duty.
What you'll cover
- • FCA fee-block configuration aligned to FEES
- • Automatic FOS and FSCS levies per activity
- • EEA branch, fines deduction, and new joiner adjustments
- • Export-ready breakdown for finance and compliance teams
What type of firm are you?
Select the option that best describes your FCA-regulated activities
Why This Tool Exists
FCA fees are complex, varying by permission type, firm category, and tariff data. Many firms are surprised by the cost of authorisation and ongoing annual fees, making it difficult to budget accurately for regulatory compliance. This tool provides instant fee estimates based on your specific permissions and business profile, helping you plan your regulatory budget before committing to an application.
Who This Tool Is For
Pre-application firms
Estimating the total cost of FCA authorisation before deciding whether to apply
Finance teams
Budgeting for annual FCA fees and understanding how fee categories work
Appointed representatives considering direct authorisation
Comparing the cost of direct authorisation against current AR arrangement fees
Firms varying permissions
Understanding the fee impact of adding or removing regulated activities
How to Use This Tool
Select your firm type and permissions
Choose the regulated activities you need to calculate fees for your specific authorisation profile.
Enter your tariff data
Input relevant business metrics like annual revenue, number of customers, or assets under management as applicable.
Review your fee estimate
Receive a breakdown of application fees, annual fees, and FOS levies with explanations of how each is calculated.
Common Mistakes This Tool Prevents
Not budgeting for the FOS levy which is charged separately from the FCA annual fee
How this tool helps: Includes FOS general levy and case fee estimates in the total cost calculation
Underestimating fees because the firm didn't account for all relevant tariff categories
How this tool helps: Maps permissions to tariff categories automatically so no fee block is missed
Not realising that fees increase as the business grows and tariff data changes
How this tool helps: Shows how fees scale with business metrics so firms can forecast future costs
Comparing direct authorisation costs against AR fees without including all ongoing costs
How this tool helps: Provides a total cost of ownership view including compliance costs alongside regulatory fees
Related Guidance
Need Help With Your FCA Application?
We handle the entire FCA authorisation process — from perimeter analysis and fee estimation through to application drafting, submission, and FCA liaison. Fixed-fee packages available.