SM&CR Navigator
Build your Senior Managers & Certification Regime compliance framework step-by-step. Identify SMFs, allocate prescribed responsibilities, manage certification functions, and track fitness & propriety assessments.
6-Step SM&CR Framework Builder
Comprehensive workflow covering all SM&CR requirements
Firm Setup
Select firm type and SM&CR category (Limited/Core/Enhanced). Configure opt-up and CASS status.
Senior Manager Functions
Identify and allocate SMFs (SMF1-27) based on your regime. FCA approval tracking included.
Prescribed Responsibilities
Allocate prescribed responsibilities (a-k) to senior managers with regime-specific filtering.
Certification Functions
Identify certification functions (CF1-CF30) and assign to appropriate individuals.
Fitness & Propriety
Conduct and record initial/annual F&P assessments with structured questionnaires.
Regulatory References
Track outgoing/incoming regulatory references with 6-year retention compliance.
SM&CR Navigator
Build your Senior Managers & Certification Regime compliance framework
Select Your Firm Type
What You'll Get
Complete SM&CR Structure
- All 27 Senior Manager Functions (SMF1-SMF27)
- 11 Prescribed Responsibilities (a-k)
- 13 Certification Functions (CF1-CF30)
- Regime-specific filtering (Limited/Core/Enhanced)
Compliance Documentation
- Statements of Responsibilities (SoRs) tracking
- Management Responsibilities Map foundation
- F&P assessment records
- Regulatory reference log (6-year retention)
Export & Save
- Export to .txt for offline review
- Save to database with email capture
- Retrieve saved assessments
- Share with compliance team
Expert Support
- MEMA team review of your structure
- Implementation guidance
- FCA approval application support
- Ongoing SM&CR compliance
Why This Tool Exists
The SM&CR regime requires firms to map senior management responsibilities, certify staff annually, and ensure all employees understand the conduct rules. Most firms either have responsibilities maps that are out of date, certification processes that are tick-box exercises, or conduct rules training that staff cannot recall. This tool helps you identify gaps in your SM&CR framework before the FCA does.
Who This Tool Is For
Compliance officers
Auditing SM&CR documentation and identifying gaps in responsibilities maps
HR teams
Managing the annual certification process and maintaining fit and proper records
Senior managers
Understanding their personal regulatory responsibilities and the duty of responsibility
Newly authorised firms
Setting up SM&CR frameworks from scratch with correct role allocations
How to Use This Tool
Select your firm category
Choose whether your firm falls under the enhanced, core, or limited application of SM&CR to receive the correct requirements.
Map your senior management functions
Input your SMF holders and prescribed responsibilities to generate a responsibilities map and identify any allocation gaps.
Review compliance gaps
Receive a prioritised list of actions covering certification, conduct rules training, handover procedures, and governance documentation.
Common Mistakes This Tool Prevents
Not updating the responsibilities map when roles change or people leave
How this tool helps: Flags when responsibilities are unallocated or when key SMF positions have gaps
Treating annual certification as a simple re-signing exercise
How this tool helps: Provides a structured certification assessment covering fitness, propriety, and competence
Failing to train all staff on conduct rules (not just senior managers)
How this tool helps: Identifies which staff categories require conduct rules training and tracks completion
Not having documented handover procedures when senior managers change
How this tool helps: Generates handover checklists covering regulatory notifications, responsibility transfers, and documentation
Related Guidance
Need SM&CR Implementation Support?
We can design your responsibilities map, set up certification processes, deliver conduct rules training, and provide ongoing SM&CR compliance monitoring — ensuring your firm meets all regime requirements.
Need SM&CR Implementation Support?
Our regulatory experts help firms design, implement, and maintain SM&CR frameworks. From FCA approval applications to annual reviews, we provide end-to-end support.
📞 Phone: 0330 133 0811
📧 Email: contact@memaconsultants.com