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Mortgage lenders and home finance

Mortgage PSD deadline and reporting periods

Mortgage product sales data (PSD001)

What is Mortgage PSD?

A return on the mortgages you have sold.

Who submits it, how often and when

Who submits it
Mortgage lenders, and peer to peer platform operators that arrange mortgages where the lender needs no permission. Mortgage brokers do not file it. Mortgage performance data (PSD007) is sent by the firm that made or administers the mortgage.
Frequency
Every 3 months.
Reporting period
Calendar quarters ending 31 March, 30 June, 30 September and 31 December.
Deadline
20 business days after the end of each quarter. Mortgage performance data (PSD007) is sent twice a year and is due 30 business days after the end of each half year

Worked example for your accounting reference date

With an accounting reference date of 31 March: your next Mortgage PSD periods end and are due as follows (worked out on 3 November 2026).

  • Period ending 31 December 2026, due 29 January 2027
  • Period ending 31 March 2027, due 28 April 2027
  • Period ending 30 June 2027, due 28 July 2027
  • Period ending 30 September 2027, due 28 October 2027

Dates skip weekends and England and Wales bank holidays where the deadline is counted in business days. Your own RegData schedule is the authority.

Where the rule comes from

within 20 business days of the end of the reporting period

Get your own Mortgage PSD dates

Enter your FRN and ARD and see every return that is likely to apply to your firm, with period ends and due dates for the next 12 months.

Build my reporting calendar

Want the wider picture? Read the full guide: FCA regulatory reporting deadlines 2026/27.

Mortgage PSD: common questions

Who has to submit Mortgage PSD?

Mortgage lenders, and peer to peer platform operators that arrange mortgages where the lender needs no permission. Mortgage brokers do not file it. Mortgage performance data (PSD007) is sent by the firm that made or administers the mortgage. Your firm's RegData schedule shows whether Mortgage PSD is on your list.

How often is Mortgage PSD submitted?

Mortgage PSD is submitted Every 3 months.. Calendar quarters ending 31 March, 30 June, 30 September and 31 December.

What is the Mortgage PSD deadline?

The deadline is 20 business days after the end of each quarter. Mortgage performance data (PSD007) is sent twice a year and is due 30 business days after the end of each half year. Business-day deadlines skip weekends and England and Wales bank holidays. Source: SUP 16.11.1R, 16.11.3R(1)-(2). Confirm the date in your own RegData schedule.

Can I work out my Mortgage PSD dates automatically?

Yes. Enter your FRN and accounting reference date in the FCA regulatory reporting calendar and it will list your period ends and due dates for the next 12 months, with a calendar file you can download.

This page is a planning aid, not regulatory advice. Your firm's RegData schedule is the authority on which returns you must submit and when.