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Mortgage lenders and home finance

CBTL return deadline and reporting periods

Buy to let mortgage data (REP009)

What is CBTL return?

A yearly return on the consumer buy to let mortgages you have made or hold.

Who submits it, how often and when

Who submits it
Firms that make consumer buy to let loans as lender, or that hold the lender's rights. Brokers do not file it.
Frequency
Once a year.
Reporting period
The calendar year, 1 January to 31 December.
Deadline
30 business days after the end of the year

Worked example for your accounting reference date

With an accounting reference date of 31 March: your next CBTL return periods end and are due as follows (worked out on 3 November 2026).

  • Period ending 31 December 2026, due 12 February 2027

Dates skip weekends and England and Wales bank holidays where the deadline is counted in business days. Your own RegData schedule is the authority.

Where the rule comes from

within 30 business days following the end of the reporting period.

Get your own CBTL return dates

Enter your FRN and ARD and see every return that is likely to apply to your firm, with period ends and due dates for the next 12 months.

Build my reporting calendar

Want the wider picture? Read the full guide: FCA regulatory reporting deadlines 2026/27.

CBTL return: common questions

Who has to submit CBTL return?

Firms that make consumer buy to let loans as lender, or that hold the lender's rights. Brokers do not file it. Your firm's RegData schedule shows whether CBTL return is on your list.

How often is CBTL return submitted?

CBTL return is submitted Once a year.. The calendar year, 1 January to 31 December.

What is the CBTL return deadline?

The deadline is 30 business days after the end of the year. Business-day deadlines skip weekends and England and Wales bank holidays. Source: SUP 16.21.4D. Confirm the date in your own RegData schedule.

Can I work out my CBTL return dates automatically?

Yes. Enter your FRN and accounting reference date in the FCA regulatory reporting calendar and it will list your period ends and due dates for the next 12 months, with a calendar file you can download.

This page is a planning aid, not regulatory advice. Your firm's RegData schedule is the authority on which returns you must submit and when.