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Consumer credit

CCR009 deadline and reporting periods

Consumer credit data: relevant ancillary credit firms (CCR009)

What is CCR009?

A return of data from firms that offer credit as a side part of another business.

Who submits it, how often and when

Who submits it
Relevant ancillary credit firms only, and not for profit debt advice bodies holding £1m or more of client money. The Register does not show whether you are one, so check your schedule.
Frequency
Once a year. Twice a year if your credit revenue is over £5m.
Reporting period
The calendar year, 1 January to 31 December. If you report twice a year, there is also a period from 1 January to 30 June.
Deadline
40 business days after the end of each period

Recent changes

  • The consumer credit data table was last amended on 1 January 2026.

Worked example for your accounting reference date

If your credit-related revenue is over £5m (twice a year), with an accounting reference date of 31 March: your next CCR009 periods end and are due as follows (worked out on 3 November 2026).

  • Period ending 31 December 2026, due 26 February 2027
  • Period ending 30 June 2027, due 25 August 2027

If your credit-related revenue is £5m or less (once a year), with an accounting reference date of 31 March: your next CCR009 periods end and are due as follows (worked out on 3 November 2026).

  • Period ending 31 December 2026, due 26 February 2027

Dates skip weekends and England and Wales bank holidays where the deadline is counted in business days. Your own RegData schedule is the authority.

Where the rule comes from

Reporting frequencies and reporting periods for this data item are calculated on a calendar year basis and not by reference to the firm’s accounting reference date.

Get your own CCR009 dates

Enter your FRN and ARD and see every return that is likely to apply to your firm, with period ends and due dates for the next 12 months.

Build my reporting calendar

Want the wider picture? Read the full guide: FCA regulatory reporting deadlines 2026/27.

CCR009: common questions

Who has to submit CCR009?

Relevant ancillary credit firms only, and not for profit debt advice bodies holding £1m or more of client money. The Register does not show whether you are one, so check your schedule. Your firm's RegData schedule shows whether CCR009 is on your list.

How often is CCR009 submitted?

CCR009 is submitted Once a year. Twice a year if your credit revenue is over £5m.. The calendar year, 1 January to 31 December. If you report twice a year, there is also a period from 1 January to 30 June.

What is the CCR009 deadline?

The deadline is 40 business days after the end of each period. Business-day deadlines skip weekends and England and Wales bank holidays. Source: SUP 16.12.29C R (RAG 12); SUP 16 Annex 38A. Confirm the date in your own RegData schedule.

Can I work out my CCR009 dates automatically?

Yes. Enter your FRN and accounting reference date in the FCA regulatory reporting calendar and it will list your period ends and due dates for the next 12 months, with a calendar file you can download.

This page is a planning aid, not regulatory advice. Your firm's RegData schedule is the authority on which returns you must submit and when.