MEMA Insights
Clear, practical commentary on FCA regulation, enforcement and sector change, for the people who have to act on it.
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Showing 1–8 of 8 articles
The FCA cryptoasset gateway opened on 30 September 2026 and closes on 28 February 2027, with the regime starting on 25 October 2027. What to prepare.
Ten compliance priorities for 2026 drawn from the FCA's 2026/27 Business Plan and Regulatory Initiatives Grid, and what each means operationally.
Handling motor finance commission complaints now the FCA's pause on the eight-week deadline has ended, with the July 2026 Upper Tribunal update on PS26/3.
What the FCA's first Enforcement Watch signals for 2026: fewer investigations, more public naming and higher-impact fines, and how firms should prepare.
Who is affected by the motor finance redress scheme, how redress is calculated and what lenders, brokers and intermediaries should provision and prepare.
FCA fines in 2025 totalled £123.9 million, led by Nationwide at £44.1 million. The enforcement themes and the lessons for compliance teams.
The Consumer Duty took effect on 31 July 2023. What firms should be doing now that the FCA's focus has moved from implementation to outcomes.
A guide to the Consumer Duty: the biggest shift in FCA expectations since Treating Customers Fairly, and how firms embed its requirements.
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