Topic hub
What FCA fines, final notices and enforcement trends reveal about supervisory priorities, and how firms can learn from them.
Topic briefing
Enforcement shapes how firms and individuals are held to account and how misconduct is deterred. The FCA says it considers the deterrent impact of the enforcement action it takes and focuses on impactful deterrence aligned to its strategic priorities.
The FCA uses criminal, civil and regulatory enforcement powers against firms and individuals that do not meet its standards, to protect consumers. These powers include financial penalties, prohibiting individuals from carrying out regulated activities, public censure and prosecution. The FCA issues warning notices, decision notices and final notices, and the DEPP 6.2 guidance lists factors that may be relevant when deciding whether to take action for a financial penalty or public censure.
Sources: Enforcement · DEPP 6.2 Deciding whether to take action
Featured article
What the FCA's first Enforcement Watch signals for 2026: fewer investigations, more public naming and higher-impact fines, and how firms should prepare.
Showing 1–12 of 20 articles
The FCA censured CACEIS UK and recorded a £31.7m voluntary payment after failures to act on information that exposed WealthTek clients to financial-crime risk.
CP26/19 proposes targeted changes to FCA penalty and decision-making policy. We separate the live DEPP position from the thresholds and processes under consultation.
The FCA has issued a decision notice proposing a £99,600 penalty on Carlos Fuenmayor over alleged disclosure failures. The decision notice is before the Upper Tribunal, so the findings are not final.
The FCA has fined Dinosaur Merchant Bank Limited £338,000 for failing to implement effective systems to detect and report suspicious trading in its CFD business, highlighting critical gaps in market abuse surveillance.
The FCA banned Frank Breuer and fined him £755,000 in May 2026. Lessons on integrity, insurance and asset stripping for firms and their senior managers.
FCA fines reached £16.8m across 9 cases so far in 2026. A breakdown by year, breach theme and the largest recent penalties, with MEMA's view.
What a decade of FCA fines data shows when read as a time series, and the enforcement patterns that matter more than any single headline penalty.
What the FCA's first Enforcement Watch signals for 2026: fewer investigations, more public naming and higher-impact fines, and how firms should prepare.
FCA fines in 2025 totalled £123.9 million, led by Nationwide at £44.1 million. The enforcement themes and the lessons for compliance teams.
This week, the FCA delivered action on two fronts: enforcement and redress reform. It’s a call for firms to be both vigilant and prepared.
This week’s FCA updates focus on growth, governance, and global cooperation. A record £42 million fine against Barclays underscores the FCA’s uncompromising stance on financial crime controls.
This week, the FCA pulled no punches in its approach to market integrity and customer protection — issuing fines, securing convictions, and upgrading its regulatory infrastructure. Here's what matters and what firms should do next.
The MEMA Brief
Weekly updates on FCA developments, analysis and upcoming deadlines for regulated firms.
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