Step 02 / Explore the pack

See the register. See who signed it off.

A visual view of what is inside the Payments and e-money edition, before you open Excel. Choose a tab to explore the illustrative worked example.

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Payments and e-money

Financial promotions approval pack · illustrative example firm: Brindlemoor Pay Limited

Change firm type
08
Live promotions

In the example

01
Live without sign-off

Flagged first

01
Reviews overdue

At the as-at date

01
Withdrawn

Last twelve months

financial-promotions-approval-pack-payments-workbook-worked-example.xlsxIllustrative data

Register status as at 31 Oct 2026

Live promotions without sign-off: 1

  • Live promotions

    8

  • Live and signed off

    7

  • Live without sign-off

    1

  • Live, checklist not cleared

    0

  • Reviews overdue

    1

  • Reviews due soon

    1

  • Attestations overdue

    1

  • Approvals without approver permission

    0

  • Withdrawn in the last 12 months

    1

  • Notifications outstanding

    0

Approver tracker

Approver permission: Yes. Each unauthorised person is attested quarterly.

  • Greenleaf Money Blog LtdFirst approval 31 Jan 2026 · last attestation 23 Jun 2026 · next due 23 Sep 2026 · 0 liveOverdue
  • Spark Referrals LtdFirst approval 1 Sep 2026 · last attestation None · next due 1 Dec 2026 · 1 liveOn track

Withdrawal and amendment log

  • FP-006 · Amended · 9 Sep 2026Printed leaflet for the e-money account · trigger: Monitoring
  • FP-009 · Approval withdrawn · 10 Oct 2026Affiliate landing page for the e-money account · trigger: Complaint
See the actual workbook · real Excel sheets, rendered from the example file
Payments and e-money: One-page board summary of the promotions register (illustrative example)Board summary · opens full sizePayments and e-money: Approval register with medium, route, status, review dates and flags (illustrative example)Approval register · opens full sizePayments and e-money: Per-promotion checklist with required checks and results (illustrative example)Checklist · opens full sizePayments and e-money: Four-eyes sign-off record for each promotion (illustrative example)Sign-off · opens full size

Built from the same data and formulas as the worked-example workbook, for an invented firm. Every promotion and name is invented.

About the Payments and e-money edition

E-money institutions, payment institutions and registered account information service providers promoting to consumers and small businesses. BCOBS 2.2.1R requires a firm or other provider to take reasonable steps to ensure a communication, financial promotion or payment service or electronic money promotion is fair, clear and not misleading. The Consumer Duty communications rules in PRIN 2A.5 also apply to retail customers.

The FCA does not set a template for a promotions register. This pack is a practical structure built on FSMA s21, COBS 4 and FG24/1. Read the financial promotions guide or see the compliance monitoring master pack, which includes a financial promotions review.