Serving Manchester

FCA Compliance Consultants in Manchester

Regulatory attention on consumer credit and motor finance has rarely been higher, and Greater Manchester is home to a significant concentration of lenders, brokers and near-prime firms navigating that scrutiny. We support them, alongside brokers and advisers across the North West, in building compliance arrangements that stand up to that level of scrutiny.

Supporting regulated firms in Greater Manchester and the North West

A substantial base of consumer credit, motor finance and near-prime lending firms sets Manchester apart from many of the other cities we work in, alongside the legal, accountancy and advisory businesses that serve them. We work with lenders and brokers on CONC affordability and creditworthiness requirements, complaints handling and root cause analysis, and the governance expectations that come with operating in a sector under sustained FCA and ombudsman attention. Manchester is also home to regional offices and operational centres for a number of larger financial institutions, plus a growing fintech and payments scene. Firms here often need compliance support that can respond quickly to enforcement trends and sector-wide reviews, rather than a once-a-year check-in.

How we work with Manchester firms

MEMA is a London-based consultancy led by ex-FCA regulators. We serve Manchester firms remotely: compliance monitoring, policy drafting, authorisation applications and ongoing advisory are all delivered securely by video and document sharing, with on-site visits arranged whenever they add value. You get direct regulatory experience without the cost of an in-house compliance function or a local retainer premium.

How we help Manchester firms

The services Manchester firms most often need, delivered by ex-FCA regulators.

FCA compliance in Manchester: common questions

Do you have an office in Manchester?
MEMA is based in London at 60 Tottenham Court Road and serves Manchester and the wider North West remotely, with on-site visits arranged for authorisation projects, board meetings or file reviews where it makes sense. Complaints handling reviews, policy work and ongoing monitoring are carried out securely by video call and document sharing between those visits.
Can you help a Manchester lender respond to a motor finance or consumer credit review?
Yes. We support consumer credit and motor finance firms in Manchester with CONC compliance, affordability and creditworthiness assessments, complaints handling processes and root cause analysis, and help boards prepare for what an FCA supervisory visit or a Financial Ombudsman Service review is likely to focus on, before either one arrives.

Talk to an ex-FCA consultant about your Manchester firm

Book a free scoping call to discuss FCA authorisation or ongoing compliance support.

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