Serving Birmingham

FCA Compliance Consultants in Birmingham

As the UK's second-largest city, Birmingham supports financial services firms of very different sizes, from national lenders and corporate finance houses to small, owner-managed brokers serving the wider West Midlands. Our ex-FCA team scales its compliance and authorisation support to match, whether that means a full regulatory framework for a growing firm or a lighter-touch retainer for an established one.

Supporting regulated firms in the West Midlands

Birmingham's financial services base spans a wide range of firm sizes. National lenders, insurers and professional services firms maintain a significant regional presence, sitting alongside a large population of smaller consumer credit and mortgage brokers, motor and asset finance intermediaries linked to the region's manufacturing and automotive supply chain, and appointed representatives operating under principal firms. That range means the compliance challenges we see vary considerably: larger firms need SMCR governance and prudential rigour, while smaller brokers need proportionate, cost-effective compliance support that still meets CONC and Consumer Duty requirements in full. We work across this spectrum, scoping our support to the size and complexity of each Birmingham firm rather than applying a single model.

How we work with Birmingham firms

MEMA is a London-based consultancy led by ex-FCA regulators. We serve Birmingham firms remotely: compliance monitoring, policy drafting, authorisation applications and ongoing advisory are all delivered securely by video and document sharing, with on-site visits arranged whenever they add value. You get direct regulatory experience without the cost of an in-house compliance function or a local retainer premium.

How we help Birmingham firms

The services Birmingham firms most often need, delivered by ex-FCA regulators.

FCA compliance in Birmingham: common questions

Do you have an office in Birmingham?
No, MEMA is based in London at 60 Tottenham Court Road. We serve Birmingham firms remotely as standard, with in-person visits arranged for authorisation kick-offs, audits or board meetings where being in the room adds value. Birmingham's rail links to London mean on-site work is straightforward to schedule when it is needed.
Do you work with motor and asset finance firms in Birmingham?
Yes. Given the West Midlands' manufacturing and automotive base, we regularly advise motor and asset finance intermediaries and credit brokers on FCA authorisation, CONC compliance, affordability assessment and Consumer Duty implementation, alongside the SMCR and governance work we carry out for larger regional firms and the appointed representatives operating under them.

Talk to an ex-FCA consultant about your Birmingham firm

Book a free scoping call to discuss FCA authorisation or ongoing compliance support.

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