FCA Compliance consultant Specialists

Expert Regulatory Consultants Specialising in Compliance Consulting

From FCA authorisation and advisory services to compliance, risk assessment, strategy and technology solutions.
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90+

Authorisation

200+

Clients supported

1200+

Completed Projects

Experience across regulatory, compliance, strategy and fintech industries

Payments

Investments

Consumer Credit

  • We focus on a few core specialisms, enabling us to deliver sustainable results
  • We are a unique team of ex-regulators, big 4 consultants, industry professionals and fin/regtech specialisation
  • We have supported SME firms successfully obtaining or varying their FCA permissions since 2019
  • We approach each of our clients with fresh eyes to develop customized, unique strategies that are creative and actionable
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Our Winning Partners

Our Capabilities

MEMAs portfolio of services draws on our core capabilities of research, benchmarking, modelling, analysis and strategy development to help companies determine the best way forward with precision and confidence.

Regulatory analysis and interpretation

MEMA has expertise in understanding and interpreting the laws and regulations that apply to the client's industry, and be able to provide guidance on how to comply with those regulations.

Compliance program development

MEMA helps clients develop and implement compliance programs that are tailored to their specific needs and that address the regulatory requirements that apply to their industry.

Risk assessment

MEMA helps clients identify and evaluate the compliance risks that they face, and develop strategies to mitigate those risks.

Policy and procedure development

MEMA helps clients develop and implement policies and procedures that support compliance with relevant laws and regulations.

Compliance monitoring and testing

MEMA helps clients establish ongoing monitoring and testing programs to ensure that their compliance program is working effectively.

Compliance training and education

MEMA provides training and education to clients' employees to ensure that they are aware of the regulatory requirements that apply to their industry, and know how to comply with those requirements.

Regulatory change management

Compliance regulations change frequently, MEMA helps clients stay on top of regulatory changes and advise on how to adapt their compliance program accordingly.

Incident response and management

Assisting clients in responding to and managing compliance incidents, such as regulatory investigations or enforcement actions.

Compliance technology solutions

Advising clients on the use of compliance technology solutions such as Compliance management systems (CMS) to support compliance efforts.

Reporting and documentation

Providing clients with comprehensive reporting and documentation of compliance activities, including findings and recommendations for improvement.

What we do

From FCA authorisation and advisory services to compliance, risk assessment, strategy and technology solutions

FCA Authorisation

We help firms achieve FCA authorisation quickly and easily. We have a proven track record of success in helping firms get FCA authorised, and we are experts in the FCA's requirements and regulations. We will make sure that your application is complete and compliant, so you can focus on running your business.

Financial Crime

We will evaluate your Anti-Financial Crime (AFC) programme and work with you dealing with regulatory inquiries, risk and regulation, CDD/ EDD processes and shaping your approach towards anti-bribery and corruption risk

Payment services

We will assist you in acquiring the payment service permissions required from the FCA in order for you to get up and running. Whether your focus is as a merchant acquirer, currency exchange, e-money, money remittance, or if you require a combination of permissions, we can support you.

Compliance advisory

We will advise you on how you can meet regulatory compliance excellence. We will work with your team to ensure services are delivered in a clear and economical way

Regulatory training

We support your team with a range of courses focusing on the various rules and regulations of the Financial Conduct Authority (FCA). If you prefer, we also provide courses for your team to whitelabel internally

Blockchain consulting

We will support you in understanding your regulatory and compliance requirements, covering payments, e-money and AML/ KYC requirements

What we do

From FCA authorisation and advisory services to compliance, risk assessment, strategy and technology solutions

Payment services

We will assist you in acquiring the payment service permissions required from the FCA in order for you to get up and running. Whether your focus is as a merchant acquirer, currency exchange, e-money, money remittance, or if you require a combination of permissions, we can support you.

Contact us

Financial Crime

We will evaluate your Anti-Financial Crime (AFC) programme and work with you dealing with regulatory inquiries, risk and regulation, CDD/ EDD processes and shaping your approach towards anti-bribery and corruption risk.

Contact us

FCA Authorisation

We help firms achieve FCA authorisation quickly and easily. We have a proven track record of success in helping firms get FCA authorised, and we are experts in the FCA's requirements and regulations. We will make sure that your application is complete and compliant, so you can focus on running your business.

Contact us

Strategic Foresight

We will equip your firm with data-driven strategic foresight to preempt change, outmaneuver competitors, and lead evolving markets through rigorous environmental scanning.

Contact us

Regulatory training

We support your team with a range of courses focusing on the various rules and regulations of the Financial Conduct Authority (FCA). If you prefer, we also provide courses for your team to whitelabel internally.

Contact us

Compliance advisory

We will advise you on how you can meet regulatory compliance excellence. We will work with your team to ensure services are delivered in a clear and economical way.

Contact us

What we do

From FCA authorisation and advisory services to compliance, risk assessment, strategy and technology solutions

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FCA Authorisation

We help firms achieve FCA authorisation quickly and easily. We have a proven track record of success in helping firms get FCA authorised, and we are experts in the FCA's requirements and regulations. We will make sure that your application is complete and compliant, so you can focus on running your business.

Contact us

Financial Crime

We will evaluate your Anti-Financial Crime (AFC) programme and work with you dealing with regulatory inquiries, risk and regulation, CDD/ EDD processes and shaping your approach towards anti-bribery and corruption risk

Contact us

Payment services

We will assist you in acquiring the payment service permissions required from the FCA in order for you to get up and running. Whether your focus is as a merchant acquirer, currency exchange, e-money, money remittance, or if you require a combination of permissions, we can support you.

Contact us

Compliance advisory

We will advise you on how you can meet regulatory compliance excellence. We will work with your team to ensure services are delivered in a clear and economical way

Contact us

Regulatory training

We support your team with a range of courses focusing on the various rules and regulations of the Financial Conduct Authority (FCA). If you prefer, we also provide courses for your team to whitelabel internally

Contact us

Blockchain consulting

We will support you in understanding your regulatory and compliance requirements, covering payments, e-money and AML/ KYC requirements

Contact us

What we do

From FCA authorisation and advisory services to compliance, risk assessment, strategy and technology solutions

FCA Authorisation

We help firms achieve FCA authorisation quickly and easily. We have a proven track record of success in helping firms get FCA authorised, and we are experts in the FCA's requirements and regulations. We will make sure that your application is complete and compliant, so you can focus on running your business.

Contact us

Financial Crime

We will evaluate your Anti-Financial Crime (AFC) programme and work with you dealing with regulatory inquiries, risk and regulation, CDD/ EDD processes and shaping your approach towards anti-bribery and corruption risk

Contact us

Payment services

We will assist you in acquiring the payment service permissions required from the FCA in order for you to get up and running. Whether your focus is as a merchant acquirer, currency exchange, e-money, money remittance, or if you require a combination of permissions, we can support you.

Contact us

Compliance advisory

We will advise you on how you can meet regulatory compliance excellence. We will work with your team to ensure services are delivered in a clear and economical way

Contact us

Regulatory training

We support your team with a range of courses focusing on the various rules and regulations of the Financial Conduct Authority (FCA). If you prefer, we also provide courses for your team to whitelabel internally

Contact us

Blockchain consulting

We will support you in understanding your regulatory and compliance requirements, covering payments, e-money and AML/ KYC requirements

Contact us

Success Stories

From FCA authorisation and advisory services to compliance, risk assessment, strategy and technology solutions

​We had a tight deadline to submit the FCA application and without their support and assistance we would not have been able to submit the application fully and within the deadline applied. We are now successfully authorised.

John Symon

Director QUANTUM | Extraordinary Experience!

We were so pleased with their professionalism and attitude we decided that when things start developing further we will use them as our professional compliance advisors.

Colin Oxley

Founder MINERVA | Pleasure to work with

We couldn't have navigated the complex world of authorisations without MEMA in our corner. Their team offer a seamless blend of experience, knowledge, and commitment to client service.

Peter J Ritchie

Director BCP LEGAL | Saved us

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Our Insights

The Ultimate Guide to becoming AUTHORISED BY THE FCA

Download

The Ultimate Guide to PREPARING FOR AN FCA VISIT

Download

The Ultimate Guide to PREPARATION AS A PAYMENT SERVICE PROVIDER

Download

The Ultimate Guide to GDPR COMPLIANCE

Download

The Ultimate Guide to regulatory FINANCIAL CRIME controls

Download

The Comprehensive Guide to FCA Authorisation Fees for Financial Service Firms

Download

Understanding the Importance of Customer Risk Assessments for Payment Firms

Download

Guide to Creating Your Own Customer Risk Assessment

Download

We specialise in helping you meet your regulatory and compliance goals

Our experienced team partners with you to interpret regulations, conduct gap analyses, build control frameworks, and implement monitoring systems.

Newsletter

Insights

February 21, 2025

Financial Promotions Under Scrutiny: FCA Doubles Down on Compliance Enforcement

The financial services landscape is witnessing unprecedented regulatory scrutiny, with the Financial Conduct Authority (FCA) significantly intensifying its oversight of financial promotions. In a striking development, nearly 20,000 financial promotions were withdrawn or amended in 2024—representing a dramatic doubling of regulatory interventions compared to the previous year.
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June 27, 2022

Credit Broking- a brief FCA guide

At MEMA, we believe in upskilling our readers and clients as much as possible. We will be releasing brief explanations into Financial Conduct Authority (FCA)-regulated areas, so you can understand quickly what are the requirements in that area. Our first area will be Credit Broking.
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July 4, 2022

What is an FCA Final Notice

If you follow regulatory news, you will understand the FCA releases news of final notices and fines issued on firms and individuals that have breached its rules.
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FCA's New Listing Rules: Paving the Way for a Stronger UK Capital Market

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February 6, 2023

5 Steps for Conducting Effective Compliance Control Monitoring for Financial Firms

Compliance control monitoring is a crucial aspect of maintaining regulatory compliance for financial firms. The Financial Conduct Authority (FCA) requires firms to have robust controls and monitoring systems in place, and it is up to individual firms to implement these measures effectively. In this article, we will discuss the steps that firms can take to conduct compliance control monitoring.
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August 22, 2022

What is terrorist financing in simple terms

In the UK, Part 3 of the Terrorism Act 2000 criminalises terrorist financing and makes it an offence to:
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July 28, 2021

Anti Money Laundering warnings

The Financial Conduct Authority (FCA) issued a warning to retail banks in May 2021 (made public on 29 June) over continued weaknesses and failings surrounding their financial crime controls.
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August 29, 2022

What is Customer Due Diligence and what controls should you focus on?

Customer due diligence (CDD) is a key element in helping your firm:
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June 20, 2022

How to navigate the Skilled Person Review

As part of our How to series, we thought to release a brief guide on what to do when you are required to appoint a Skilled Persons by the regulator.
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May 18, 2023

Use of Personal Communications Channels. A Compliance Concern for Regulated Entities

In today's digital age, the use of personal communications channels for work purposes has become a major point of contention for regulated entities. Financial services regulators globally,
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August 9, 2022

What are UK sanctions and how to conduct sanctions screening?

Sanctions are normally used by the international community for one or more of the following reasons:
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March 17, 2025

Achieving FCA Compliance in the UK Crypto Sector: Registration, Best Practices, and Case Studies

Having explored the regulatory foundations in our first article, we now turn to the nuts and bolts of achieving FCA compliance.
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August 25, 2022

MEMA joins the APCC!

We are pleased to announce that our application for MEMA Consultants Limited to become a member of the Association of Professional Compliance Consultants (APCC) has been successful.
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July 26, 2021

Regulation of the funeral plan market

On 5 July 2021, the Financial Conduct Authority (FCA) launched a consultation (CP21/20) on its proposals for regulating the pre-paid funeral plan sector. This is part of an extensive regulatory change in the pre-paid funeral plan market. Under the proposals, the FCA will take over regulation from the Funeral Planning Authority (FPA) on the 29th July 2022.‍
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January 31, 2022

New restrictions on the financial promotions of crypto assets

The Financial Conduct Authority (FCA) has launched a consultation paper (CP22/2) on financial promotion rules for high-risk investments, including crypto assets.
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