FCA Compliance consultant Specialists

Expert Regulatory Consultants Specialising in Compliance Consulting

From FCA authorisation and advisory services to compliance, risk assessment, strategy and technology solutions.
Get in touch

90+

Authorisation

200+

Clients supported

1200+

Completed Projects

Experience across regulatory, compliance, strategy and fintech industries

Payments

Investments

Consumer Credit

  • We focus on a few core specialisms, enabling us to deliver sustainable results
  • We are a unique team of ex-regulators, big 4 consultants, industry professionals and fin/regtech specialisation
  • We have supported SME firms successfully obtaining or varying their FCA permissions since 2019
  • We approach each of our clients with fresh eyes to develop customized, unique strategies that are creative and actionable
More about us

Our Winning Partners

Our Capabilities

MEMAs portfolio of services draws on our core capabilities of research, benchmarking, modelling, analysis and strategy development to help companies determine the best way forward with precision and confidence.

Regulatory analysis and interpretation

MEMA has expertise in understanding and interpreting the laws and regulations that apply to the client's industry, and be able to provide guidance on how to comply with those regulations.

Compliance program development

MEMA helps clients develop and implement compliance programs that are tailored to their specific needs and that address the regulatory requirements that apply to their industry.

Risk assessment

MEMA helps clients identify and evaluate the compliance risks that they face, and develop strategies to mitigate those risks.

Policy and procedure development

MEMA helps clients develop and implement policies and procedures that support compliance with relevant laws and regulations.

Compliance monitoring and testing

MEMA helps clients establish ongoing monitoring and testing programs to ensure that their compliance program is working effectively.

Compliance training and education

MEMA provides training and education to clients' employees to ensure that they are aware of the regulatory requirements that apply to their industry, and know how to comply with those requirements.

Regulatory change management

Compliance regulations change frequently, MEMA helps clients stay on top of regulatory changes and advise on how to adapt their compliance program accordingly.

Incident response and management

Assisting clients in responding to and managing compliance incidents, such as regulatory investigations or enforcement actions.

Compliance technology solutions

Advising clients on the use of compliance technology solutions such as Compliance management systems (CMS) to support compliance efforts.

Reporting and documentation

Providing clients with comprehensive reporting and documentation of compliance activities, including findings and recommendations for improvement.

What we do

From FCA authorisation and advisory services to compliance, risk assessment, strategy and technology solutions

FCA Authorisation

We help firms achieve FCA authorisation quickly and easily. We have a proven track record of success in helping firms get FCA authorised, and we are experts in the FCA's requirements and regulations. We will make sure that your application is complete and compliant, so you can focus on running your business.

Financial Crime

We will evaluate your Anti-Financial Crime (AFC) programme and work with you dealing with regulatory inquiries, risk and regulation, CDD/ EDD processes and shaping your approach towards anti-bribery and corruption risk

Payment services

We will assist you in acquiring the payment service permissions required from the FCA in order for you to get up and running. Whether your focus is as a merchant acquirer, currency exchange, e-money, money remittance, or if you require a combination of permissions, we can support you.

Compliance advisory

We will advise you on how you can meet regulatory compliance excellence. We will work with your team to ensure services are delivered in a clear and economical way

Regulatory training

We support your team with a range of courses focusing on the various rules and regulations of the Financial Conduct Authority (FCA). If you prefer, we also provide courses for your team to whitelabel internally

Blockchain consulting

We will support you in understanding your regulatory and compliance requirements, covering payments, e-money and AML/ KYC requirements

What we do

From FCA authorisation and advisory services to compliance, risk assessment, strategy and technology solutions

Payment services

We will assist you in acquiring the payment service permissions required from the FCA in order for you to get up and running. Whether your focus is as a merchant acquirer, currency exchange, e-money, money remittance, or if you require a combination of permissions, we can support you.

Contact us

Financial Crime

We will evaluate your Anti-Financial Crime (AFC) programme and work with you dealing with regulatory inquiries, risk and regulation, CDD/ EDD processes and shaping your approach towards anti-bribery and corruption risk.

Contact us

FCA Authorisation

We help firms achieve FCA authorisation quickly and easily. We have a proven track record of success in helping firms get FCA authorised, and we are experts in the FCA's requirements and regulations. We will make sure that your application is complete and compliant, so you can focus on running your business.

Contact us

Strategic Foresight

We will equip your firm with data-driven strategic foresight to preempt change, outmaneuver competitors, and lead evolving markets through rigorous environmental scanning.

Contact us

Regulatory training

We support your team with a range of courses focusing on the various rules and regulations of the Financial Conduct Authority (FCA). If you prefer, we also provide courses for your team to whitelabel internally.

Contact us

Compliance advisory

We will advise you on how you can meet regulatory compliance excellence. We will work with your team to ensure services are delivered in a clear and economical way.

Contact us

What we do

From FCA authorisation and advisory services to compliance, risk assessment, strategy and technology solutions

do the honors,
hover over the button!

FCA Authorisation

We help firms achieve FCA authorisation quickly and easily. We have a proven track record of success in helping firms get FCA authorised, and we are experts in the FCA's requirements and regulations. We will make sure that your application is complete and compliant, so you can focus on running your business.

Contact us

Financial Crime

We will evaluate your Anti-Financial Crime (AFC) programme and work with you dealing with regulatory inquiries, risk and regulation, CDD/ EDD processes and shaping your approach towards anti-bribery and corruption risk

Contact us

Payment services

We will assist you in acquiring the payment service permissions required from the FCA in order for you to get up and running. Whether your focus is as a merchant acquirer, currency exchange, e-money, money remittance, or if you require a combination of permissions, we can support you.

Contact us

Compliance advisory

We will advise you on how you can meet regulatory compliance excellence. We will work with your team to ensure services are delivered in a clear and economical way

Contact us

Regulatory training

We support your team with a range of courses focusing on the various rules and regulations of the Financial Conduct Authority (FCA). If you prefer, we also provide courses for your team to whitelabel internally

Contact us

Blockchain consulting

We will support you in understanding your regulatory and compliance requirements, covering payments, e-money and AML/ KYC requirements

Contact us

What we do

From FCA authorisation and advisory services to compliance, risk assessment, strategy and technology solutions

FCA Authorisation

We help firms achieve FCA authorisation quickly and easily. We have a proven track record of success in helping firms get FCA authorised, and we are experts in the FCA's requirements and regulations. We will make sure that your application is complete and compliant, so you can focus on running your business.

Contact us

Financial Crime

We will evaluate your Anti-Financial Crime (AFC) programme and work with you dealing with regulatory inquiries, risk and regulation, CDD/ EDD processes and shaping your approach towards anti-bribery and corruption risk

Contact us

Payment services

We will assist you in acquiring the payment service permissions required from the FCA in order for you to get up and running. Whether your focus is as a merchant acquirer, currency exchange, e-money, money remittance, or if you require a combination of permissions, we can support you.

Contact us

Compliance advisory

We will advise you on how you can meet regulatory compliance excellence. We will work with your team to ensure services are delivered in a clear and economical way

Contact us

Regulatory training

We support your team with a range of courses focusing on the various rules and regulations of the Financial Conduct Authority (FCA). If you prefer, we also provide courses for your team to whitelabel internally

Contact us

Blockchain consulting

We will support you in understanding your regulatory and compliance requirements, covering payments, e-money and AML/ KYC requirements

Contact us

Success Stories

From FCA authorisation and advisory services to compliance, risk assessment, strategy and technology solutions

​We had a tight deadline to submit the FCA application and without their support and assistance we would not have been able to submit the application fully and within the deadline applied. We are now successfully authorised.

John Symon

Director QUANTUM | Extraordinary Experience!

We were so pleased with their professionalism and attitude we decided that when things start developing further we will use them as our professional compliance advisors.

Colin Oxley

Founder MINERVA | Pleasure to work with

We couldn't have navigated the complex world of authorisations without MEMA in our corner. Their team offer a seamless blend of experience, knowledge, and commitment to client service.

Peter J Ritchie

Director BCP LEGAL | Saved us

Tell us a little about yourself and what your company needs right now.We’ve got ideas, inspiration and success stories that can help.

I am a(n)

Professional in

looking for

Solutions to drive

For my Businesss

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Our Insights

The Ultimate Guide to becoming AUTHORISED BY THE FCA

Download

The Ultimate Guide to PREPARING FOR AN FCA VISIT

Download

The Ultimate Guide to PREPARATION AS A PAYMENT SERVICE PROVIDER

Download

The Ultimate Guide to GDPR COMPLIANCE

Download

The Ultimate Guide to regulatory FINANCIAL CRIME controls

Download

The Comprehensive Guide to FCA Authorisation Fees for Financial Service Firms

Download

Understanding the Importance of Customer Risk Assessments for Payment Firms

Download

The Ultimate Guide to Creating Your Own Customer Risk Assessment

Download

We specialise in helping you meet your regulatory and compliance goals

Our experienced team partners with you to interpret regulations, conduct gap analyses, build control frameworks, and implement monitoring systems.

Newsletter

Insights

August 29, 2022

Who would be considered a Politically Exposed Person (PEP)?

“A Politically Exposed Person (PEP) is a natural person who is or has been entrusted with prominent public functions and includes his/her immediate family or persons known to be close associates of such persons, but shall NOT include middle ranking or more junior officials.”
More about us
April 11, 2021

Preparing for your annual FCA Reporting Requirements

Your firm is due to submit its regulatory return(s) within 30 business days of your Accounting Reference Date. Reporting requirements apply to all firms with permissions to carry on regulated claims management activities, including firms with temporary permissions.
More about us
April 11, 2021

FCA Threshold Conditions

Firms that apply for FCA authorisation have to meet the Financial Conduct Authority's minimum standards to become authorised – known as the “Threshold Conditions”.
More about us
May 16, 2022

Learn how to conduct Wind Down Planning

The FCA recently completed a thematic review of wind-down processes across a number of business models. The review was aimed at reviewing firms on whether they held the appropriate liquidity, examining intragroup dependencies and wind-down triggers.
More about us
August 12, 2022

The UK Financial Crime Legislation framework

MEMA has produced this financial crime series for firms, to understand the steps they can take to reduce their financial crime risk. It does not include all the financial crime risks a firm may face but provides an understanding of FCA expectations in this complex field.
More about us
November 19, 2024

Preparing for Change: The UK's Move to Regulate 'Buy Now, Pay Later' Lenders

Understand the UK's proposed regulation of 'Buy Now, Pay Later' lenders and what financial firms need to prepare for. Insights from MEMA Consultants.
More about us
August 10, 2022

Financial Crime- Understanding the FCA Handbook rules

MEMA has produced this financial crime series for firms, to understand the steps they can take to reduce their financial crime risk. It does not include all the financial crime risks a firm may face but provides an understanding of FCA expectations in this complex field.
More about us
May 23, 2025

Buy-Now-Pay-Later gets real: what the 2025 draft Order means for short-term interest-free credit – and why firms must start planning now

Five years on from the Treasury’s initial pledge, Parliament now has the Financial Services and Markets Act 2000 (Regulated Activities etc.) (Amendment) Order 2025 on its table
More about us
July 4, 2022

What is an FCA Final Notice

If you follow regulatory news, you will understand the FCA releases news of final notices and fines issued on firms and individuals that have breached its rules.
More about us
June 12, 2022

How to write a FCA business plan

We intend on launching a range of How-To articles to help you understand and resolve your ongoing regulatory compliance matters. Our first instalment is a guide on how to write a regulatory business plan.
More about us
January 7, 2022

FCA Fee Cap on CMCs

You will be aware that the FCA’s price cap is coming into existence on 1 March 2022. As a quick primer, this means there will now be five redress bands with a maximum fee charged per band.
More about us
February 6, 2023

5 Steps for Conducting Effective Compliance Control Monitoring for Financial Firms

Compliance control monitoring is a crucial aspect of maintaining regulatory compliance for financial firms. The Financial Conduct Authority (FCA) requires firms to have robust controls and monitoring systems in place, and it is up to individual firms to implement these measures effectively. In this article, we will discuss the steps that firms can take to conduct compliance control monitoring.
More about us
June 27, 2022

Credit Broking- a brief FCA guide

At MEMA, we believe in upskilling our readers and clients as much as possible. We will be releasing brief explanations into Financial Conduct Authority (FCA)-regulated areas, so you can understand quickly what are the requirements in that area. Our first area will be Credit Broking.
More about us
May 15, 2021

Understanding virtual asset service providers

Virtual asset service providers have been defined as a new financial sector facing significant money laundering and terrorist financing risks.
More about us

AML compliance in cryptocurrencies is impacted by the EU's expansion of policies

The European Parliament has decided to approve a set of rules to enhance the EU's anti-money laundering and terrorist financing tools, with a specific focus on the cryptocurrency business. The regulation mandates the implementation of heightened due diligence protocols and identity verifications for customers. Obligatory entities, including cryptocurrency asset managers and institutions, are required to notify Financial Intelligence Units (FIUs) or other competent authorities of any suspicious activities. An elevated degree of due diligence is being applied to the cryptocurrency sector.
More about us